Do you charge annual fee and SMS fee for debit card?

Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications charge annual fees 10 yuan.

Bank card annual fee and small account management fee can be cancelled, but the annual fee and small account management fee of a bank card can only be cancelled for a bank card with the same ID card. The annual fees of other bank cards under the name are normally charged.

Free annual fee:

Method 1: Take the initiative to apply for a free account with the bank.

The Notice on Printing and Distributing the Catalogue of Government-guided Prices of Commercial Banks stipulates that "if customer accounts (excluding credit cards) do not enjoy the exemption of account management fees (including small account management fees) and annual fees, commercial banks should provide customers with accounts (excluding credit cards and VIP accounts) that are exempt from account management fees (including small account management fees) and annual fees according to customer applications."

This means that customers have a free account in every commercial bank. It should be noted that the social security account, which is also free of annual fee, is still a free account although it does not have the saving function. If you want to apply for annual fee waiver, you need customers to take the initiative to apply.

Method 2: Find a small city commercial bank.

Some small city commercial banks, such as Longjiang Bank and Harbin Bank, will offer free annual fees and transfer fees. At the same time, we can pay attention to some seasonal promotional activities of the bank, such as free card opening fees for freshmen in the school season and annual fees during school.

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