Borrower: Bank of Ningbo Shangzhengxin.

The subject wants to ask, "Does borrowing money have an impact on Bank of Ningbo's credit reporting?" ? Influence. Alipay ant loan has been connected to the central bank's credit information, which will affect the bank loan credit information. "Borrowing" is a credit loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities.