How to prevent online fraud

How to Prevent Internet Fraud

How to Prevent Internet Fraud. With the development of society and the continuous advancement of information technology, some telecommunications network fraud gangs are also ready to wait for opportunities to ambush, among which SMS fraud is also relatively common. kind of. The following details how to prevent online fraud. How to Prevent Internet Fraud 1

Internet Fraud Safety Knowledge:

Internet Fraud Definition: Fraudulent means of defrauding others of their property in various forms on the Internet.

Internet fraud techniques: "Fake friend" fraud: After scammers steal QQ accounts and email accounts through various methods, they publish information to the user's friends and contacts, claiming to be in an emergency and asking the other party to remit money to a designated address. account.

"Phishing" fraud: "Phishing" is currently the most common and relatively covert form of online fraud. The so-called "phishing" refers to criminals stealing users' bank account numbers, securities account numbers, password information and other personal information by using "account stealing Trojans", "network monitoring" and forged fake websites or web pages. Then make profits by transferring stolen money, shopping online or making fake cards. It can be mainly divided into the following two methods.

The first is to send emails to lure users into a trap with false information. Scammers send a large number of fraudulent emails in the form of spam. These emails often lure users to fill in their financial account passwords with content such as winning prizes and account reconciliations, or require recipients to log in to a webpage for various pressing reasons to submit. User names, passwords, ID numbers, credit card numbers and other information are then used to steal user funds.

The second is to establish fake online banking and online securities websites to defraud user account passwords and commit theft. Criminals set up websites with domain names and webpage content that are very similar to real online banking systems and online securities trading platforms to induce accounts to enter password account and other information, and then use real online banking, online securities systems or forged bank storage cards, Securities trading card theft of funds.

There are also exploiting vulnerabilities in legitimate website server programs to insert malicious code into certain web pages of the site, blocking some important information that can be used to identify the authenticity of web pages, and also stealing user information.

Telecommunications fraud: Suspects generally pretend to be staff members of credit card bureaus and other companies and falsely claim that the victim’s phone is in arrears, and then turn to impersonating “public security officers” to commit fraud by falsely claiming that the victim’s identity information has been used.

Online lottery fraud: The suspect falsely claimed that the victim had won a prize online and that he had to pay the handling fee and shipping fee to claim the prize in advance.

The main methods of online shopping fraud:

1. Lie that the goods are confiscated by customs and require netizens to pay a certain deposit, deposit, and deposit;

2. Falsely claiming that the Alipay system is under maintenance and requiring netizens to remit money directly to in the designated bank account;

4. Falsely claiming that the shopping website system is faulty and requiring netizens to pay again;

5. Falsely claiming that the online store is conducting promotions and lottery activities, and a certain amount of payment is required. handling fees, etc.;

6. When netizens purchased airline tickets online, the suspect falsely claimed that the identity information provided by the netizen was incorrect and asked the netizen to pay the ticket again;

7. Lies Claiming that qualification verification is required and requiring netizens to pay a qualification verification fee;

8. Lie that there is no stock in the store, but a friend’s store has stock, so he recommends a similar website.

9. Other methods: attracting members, defrauding registration fees, etc. How to prevent online fraud 2

1. Can the money defrauded by online platforms be recovered?

1. Whether it can be recovered depends on the specific situation. If you call the police in time after the incident, the possibility of recovery is still relatively high. Whether the defrauded money can be recovered depends on "whether the money exists."

2. After the criminal suspect is arrested and brought to justice, the public security organs will recover the stolen money as soon as possible. If possible, relevant accounts can also be frozen after receiving a report. If the stolen money has not been squandered, or not all of it has been squandered, the public security organs will recover the stolen money in accordance with the law and return it to the victim in full.

3. If the stolen money is squandered and the criminal has no financial ability to repay it, it cannot be recovered.

4. Article 64 of the "Criminal Law" stipulates that all property illegally obtained by criminals shall be recovered or ordered to be returned as compensation; the legal property of the victim shall be returned in a timely manner; contraband and persons used in crimes shall be returned in a timely manner. Property shall be confiscated. All confiscated property and fines shall be turned over to the state treasury and shall not be misappropriated or disposed of by oneself.

2. How to recover money if you encounter online fraud

1. Report the crime locally.

Since Internet fraud is suspected of being a crime, the first step must be to bring all the evidence (such as chat records, payment vouchers, product web pages, etc., print them out, and provide written documents) and report the case to the Internet Police Department of the Internet Supervision and Public Security Bureau. (It is best to go to the district-level public security department, as police stations basically do not have corresponding police types). Only after the case is filed can the next step of investigation and processing be carried out.

2. Disclosure process.

Professional websites such as the Online Transaction Security Center, as industry organizations or third-party organizations, are not national law enforcement agencies and have no law enforcement power. They can only play the role of information disclosure, that is, by publishing your complaint information to help More netizens should avoid being fooled. Complaint information can educate consumers and serve as a warning and prevention in advance, so publishing complaint information on such websites is valuable to the majority of netizens.

3. Find co-victims.

Because online fraud is mostly small-value transactions and involves many law enforcement agencies (public security, industry and commerce, telecommunications administration, etc.) and business institutions (banks, third-party payment companies, telecommunications, Internet service providers, etc.), In addition, the cost of solving crimes across regions or even borders is high and difficult to solve. It is recommended that netizens find people in the same situation and report the case collectively, which can attract the attention of the police and reduce the cost of solving the case.

4. Report the crime online.

The online reporting website of the Internet Police of the Ministry of Public Security.

Can you get back the money you were defrauded by an online platform? If you are defrauded by an online platform or other people, you should report it to the police as soon as possible so that you can gain more opportunities. How to prevent online fraud 3

What are the methods of fraud

1. Use acquaintances to commit fraud

Such scammers often pretend to be fellow villagers, Fraudulent fraud using a friend's identity. The victims often have no choice but to "get caught" due to face or "brotherly loyalty". What's more, they regard it as an honor to be visited by someone, and "would rather believe it than believe it", and then "generously" Unpack”.

2. Committing fraud in the name of intermediaries

Currently, this type of fraud cases are on the rise. Nowadays, some students may encounter this situation when they go out to work part-time, tutor, etc. This type of scammers take advantage of classmates' eagerness to find good part-time tutors and tutors, and use the names of job recruitment sites, part-time tutor agencies, etc. to defraud students or use classmates as their part-time labor force to make a huge profit from them.

3. Fraud using a special identity

Such scammers often defraud in the name of "capable people and celebrities" in society, such as falsely claiming to be directors, public security personnel, Businessmen, qigong masters, etc., raise their own status and express themselves as "completely capable" of solving difficult tasks such as finding a job. This type of fraud is relatively simple and easy to spot.

4. Fraud in the name of someone who is in urgent need of help from someone who has encountered some kind of disaster. From the current point of view, such scammers often defraud in the name of students who are lost or have lost their property, people in disaster areas, people in distress, etc. In fact, most of these fraud methods are relatively primitive, and everyone can spot them with a little thought.

5. Use small profits to gain trust and commit fraud.

This type of scammer is extremely cunning and adopts the method of "play hard to get". The benefits are cashed in to make you feel that what this person is doing is credible. After gaining your trust, they will give you a hard blow, causing you to suffer heavy losses without knowing it. This type of fraud Well-planned, difficult to discover, and more harmful.

How to prevent fraud

Think deeply and investigate the "windfall" and "benefits" that come to you, especially the benefits promised by people you are not very familiar with. You must know that pie will not fall from the sky. If you overcome the mentality of being greedy for petty gains, you will not be ecstatic about the sudden "benefits". The best defense against these "windfalls" and "benefits" is to think twice before leaping.

In short, the process of fraud by fraudsters can be divided into two stages: one is to gain trust, and the other is to defraud the other party of property. For both the fraudster and the victim, the first stage is the most important, and it is also the stage where the fraudster's behavior is most prominent. Although there are various methods of fraud, as long as we establish a strong anti-fraud awareness, overcome some of the bad psychology in our hearts, stay sober as we should, and "think twice before acting, check three times before acting", in most cases You can avoid being deceived below.

However, in practice, we must also improve our awareness of fraud prevention, and not be greedy for advantages to avoid harming our own interests.