Joke Collection Website - Blessing messages - Can I check the details of the passbook on my mobile phone?
Can I check the details of the passbook on my mobile phone?
Secondly, you can use online banking to make inquiries. After logging in to personal online banking, enter your account number and password to check the passbook balance.
1. passbook account is a kind of deposit account set up by banks and credit cooperatives in China, which is suitable for deposit units with less economic exchanges. This kind of account is mainly suitable for current savings deposits, some personal economic household deposits and some small-scale unit deposits with less foreign economic exchanges.
Second, the bank's process of handling passbook:
1. Bring your ID card and a small amount of cash to the bank branch;
2. Fill in the form with the assistance of the staff in the bank lobby;
3. Take the number and queue up, and copy the ID card with the assistance of the staff;
Call at the counter, go to the counter and give the completed form and ID card to the bank teller. When applying for a credit card, you need to sign your name and enter your password. The password is six digits, so remember it after setting it. This is the password for future withdrawals;
5. After all the procedures are completed, you will get a bank passbook;
Third, the difference between passbook and bank card:
1, convenient difference
The passbook is a booklet, and you have to go to the bank counter every time you do business. Limited by the bank's business hours, it is not convenient to carry around. The bank card is a card, which is easy to carry and can be directly used for credit card consumption. This business is not limited by time and space, and can open online banking to realize all kinds of paperless transactions.
2, the difference between the clarity of accounts
Every transaction in the passbook is recorded in detail, but not in the bank card. However, as long as the customer has opened telephone banking, he can check the account balance by telephone at any time. If the SMS service is opened, he will receive SMS notification every time he withdraws money or spends money.
3, the cost difference
Passbooks are free, while bank cards are subject to handling fees and annual fees, and cross-bank and cross-regional withdrawals are subject to certain handling fees.
4, the difference between the card number
Some banks can remit the passbook number, others can't, and all banks can remit the card number. Both card number and account number can receive remittance.
5, the difference between remittance
The bank card can check whether the remittance has arrived at the ATM, while the passbook can only go to the counter to find manual service, which is more troublesome. If it is a remittance from a different place, you can only choose a bank card, but the passbook will not work. Remittances between peers in different places can be directly deposited into the payee's account number or card number, and will be recorded immediately at the same time.
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