Unspoken subscription rules of "no reason to return a house"

"Through local innovation, hidden rules such as deposit payment, non-format contracts and supplementary agreements, and individual developers using the information and knowledge of buyers to dig holes in the real estate subscription process have gradually been broken. This is the greatest value of Dongguan's' no reason to check out'. "

On June 65438+1 October 1 1 day, Dongguan City, Guangdong Province officially issued the first new regulation of "no reason to check out", which will be implemented on March1day. If the buyer regrets after signing the subscription book, he can request to cancel the subscription book and refund the deposit within two natural days. In this way, we can avoid the "passionate purchase dispute". If the developer fools him for a while, someone will regret it.

Dongguan "no reason to return a house" has obviously made great progress compared with the previous operation. First of all, in the previous real estate subscription process, the common scene was that the sales staff of the developer's real estate took induced or even threatened words, such as "Before you, several buyers were optimistic about this house. If you don't start as soon as possible, you will miss it and we have launched special promotions on real estate. As long as the buyer pays a deposit of XX yuan in advance, he can enjoy a discount of XX. It's now or never. "

Faced with such rhetoric, coupled with the scene of overcrowding when the real estate market is booming, it is difficult for buyers to resist the psychological hint of "placing orders early and setting their minds at ease", so they choose to pay a deposit. Once the deposit is paid, it will be firmly bound. If you calm down and regret your previous choice, you will face the dilemma of not getting the deposit back, and the buyers will become house slaves.

"Deposit" and "deposit" seem to be similar, but there are huge differences. Deposit is the amount of guarantee paid by the buyer in advance to the seller in writing to realize the contractual creditor's rights. Judging from the previous legal provisions, the deposit is non-refundable. Developers often take advantage of people's vague understanding of deposits and turn them into hidden rules in some industries. Although it is full of controversy, it is often difficult for consumers to protect their rights.

Dongguan "no reason to return a house" gives consumers a channel to get back the deposit. In this regard, within the stipulated two-day regret period, the subscription book does not mean a formal contract, and the deposit is no longer gone. Consumers have the opportunity to calm down and re-choose, and developers use the deposit to lock buyers' hidden rules of buying houses and start to loosen.

At the same time, "no reason to return a house" is still trying to break the hidden rules of real estate subscription. According to the regulations of Dongguan, when signing the subscription book, the developer should show and explain the commercial housing sales contract to be signed in the future. The buyer should clearly understand the main contract terms and related contract risks, which requires the buyer to know in advance the situation of the purchased real estate, whether he meets the purchase requirements and the latest mortgage loan standards of the bank. If the buyer fails to sign the Commodity House Sales Contract with the developer within the specified time limit after knowing the above situation, the developer has the right to cancel the subscription, and the deposit will not be refunded. This means that, on the one hand, buyers have gained more adequate right to know in the subscription process, which helps to break the previous information asymmetry and avoid the trap of knowledge and information. On the other hand, this actually requires buyers to stop being "silly and sweet", but to learn all kinds of knowledge about buying a house, better understand the details of the buying process, and have a clearer boundary of rights and obligations in the transaction with developers. On the basis of sufficient information, they can evaluate the possible future benefits and risks, and finally take responsibility for their actions, thus promoting the growth of consumer groups.

This is the greatest value of "no reason to return a house" in Dongguan. Through local innovation, hidden rules such as deposit payment, non-format contracts and supplementary agreements, and individual developers using the information and knowledge of buyers to dig holes have been gradually broken. If more places refer to the Dongguan sample, and then in the current unsatisfactory real estate trading market, new external supervision measures are implemented for more hidden rules, perhaps the real estate market in China can truly conform to the rule of law and the law of market development.