How to receive a very harmonious collection message without borrowing money?

I didn't borrow money and received a very generous reminder message. This may be because the lending institution sent the wrong message. Or others fill in the user's mobile phone number when applying for a loan. The former is because lending institutions send text messages in groups, so sometimes mistakes may be made. The latter requires the user to contact the lending institution, indicating that others have filled in the wrong mobile phone number, so that the lending institution can delete its own mobile phone number so that it will not receive SMS again.

Matters related to receiving reminder messages without borrowing money.

Generally speaking, the user has registered a loan account, and as long as the account is not cancelled, it is possible to receive information from the lending institution in the later stage. As long as you make sure that you haven't applied for a loan, the text messages you receive can be ignored directly. However, there is a special case where the loan applied by the user is lent by other financial institutions.

Therefore, the received SMS may be sent by a financial institution, not a loan. At this time, the user's loans overdue is over, and financial institutions will send short messages for collection, while loan products will not send short messages. Users must carefully check whether their loans are overdue after receiving such short messages.