What is the relationship between the unit salary card and the bank? Does the bank punch in the salary card after all?

The relationship between the unit salary card and the bank is cooperative.

Payrolls are paid by corporate finance personnel through software, not by banks.

Cooperation between banks and companies is win-win.

For the company, it is fast and simple. For banks, increasing customers can also boost bank deposits.

So generally speaking, banks will provide some preferential activities for companies, and the more common one is SMS reminder service.

Extended data:

The salary card is the original record to record the salary level and standard. The labor and personnel department establishes a salary card for each employee who enters the factory. Its contents mainly include: name, position (title or type of work), salary grade, salary standard, work department, date of joining the work, date of transferring from the work, etc.

The salary card is established when employees enter the factory, and cancelled when employees transfer or retire. The finance department will issue or stop paying employees' salaries according to the salary card.

As the traditional corporate business of commercial banks, the "compensation and welfare agency" of enterprises is accelerating to the stage of comprehensive digitalization.

A few days ago, China Merchants Bank announced that it would upgrade its "payroll service" business, and officially launched a digital service platform for corporate payroll benefits-PayPass1.0, which includes three modules: payroll service, platform service and equity service, among which payroll service is the core and foundation.

Specifically, the salary service also has three characteristics. First, provide all kinds of payments, covering 38 subjects such as salary, bonus, reimbursement and travel expenses; Second, the service process optimization, enterprises only need to apply at the bank counter once, and the subsequent signing, business card printing and distribution processes can be completed online; The third is to innovate "personalized electronic payroll".

Enterprises can customize the salary details according to their own needs, and employees can check the monthly salary distribution within one year through the mobile banking APP of China Merchants Bank.

The platform service module has launched a "one tax pass" service, and employees can declare special additional deduction information through China Merchants Bank APP.

"Under the new tax policy, some enterprises and employees have some confusion in reporting and paying taxes. The platform service module refers to this pain point and hopes to create a one-click tax service platform for enterprises. " The relevant person in charge of China Merchants Bank said.

The above-mentioned person in charge said that in addition to tax payment services, many regular payment items of enterprises can also be digitized. Such as union fees, property fees, parking fees, etc. In other words, enterprises do not need to develop their own systems, but directly connect with China Merchants Bank's "payment cloud platform". After the enterprise generates the payment QR code, the employee can use the China Merchants Bank APP to scan the code to pay.

It is worth noting that for a long time, in the corporate business of commercial banks, "paying wages on behalf of others" has always been regarded as a marginal business. What is the reason why banks try to pay wages on their behalf? What is the future development trend?

Many insiders said that commercial banks mainly consider three factors. First of all, in recent years, the digital transformation of enterprises is ready to go, and the field of human resource management is welcoming wave after wave of opportunities, among which the digital transformation of compensation and benefits is one of the typical opportunities.

Secondly, at present, financial technology has become the strategic focus of many commercial banks, with a large investment in human and material resources, and some banks have formed a relatively complete reserve of scientific and technological talents and product systems. Therefore, exporting scientific and technological strength to enterprises, especially corporate customers who serve banks, is not only a means to safeguard corporate customers, but also a way for commercial banks to innovate profit sources.

More importantly, by digging deep into the payroll business, banks can encourage some employees to change their payroll cards into main settlement accounts and enhance customer stickiness. At the same time, banks can also expand service boundaries, improve service quality and build a high-quality enterprise ecosystem.

Baidu encyclopedia-salary card

People's Network-What does the bank do to "pay wages"