What is the express extension 3 yuan charged by ICBC?

3 yuan, the express extension charged by ICBC, is the function fee for bank SMS reminder.

The analysis is as follows:

1. ICBC express delay is a fee-based service. Charge once every 12 months, and deduct 36 yuan at one time.

2. It has been 12 months since the last payment, and ICBC will automatically renew the payment.

3. It uses SMS to send financial information, account information and important tips to users. Give reminders, balance changes and other information, so that users can know their financial situation anytime and anywhere.

4. If the SMS reminder service needs to be cancelled, the cardholder can go to the bank counter with his ID card and bank card.

Extended data:

Disadvantages:

Small information capacity

Short message platform is relatively boring because it can only edit text and lacks corresponding picture materials, and short message advertisements are rampant, so the reading rate is not necessarily too high. The sending cost of MMS is too high.

Terminal data is difficult to collect.

SMS platform needs corresponding numbers to send, and how to collect these numbers and how to send them to those customers after collection has become a very important issue, so the customer coverage of SMS platform is not necessarily comprehensive.

Transmission limitation

Generally, the number of SMS platforms is limited, thousands or even tens of thousands. It is basically impossible to send messages after 8 pm, and its flexibility and management are not as good as that of SMS power grid.

China Industrial and Commercial Bank China Website-ICBC Messenger