How about CITIC Bank I Platinum Credit Card Zhihu?

What are the advantages and disadvantages of CITIC Platinum Credit Card?

CITIC Bank Platinum Card has always been very popular with users, because this small platinum card is better than other platinum cards of the same level, and the interest-free time is quite long, up to 50 days. It also has shortcomings. Although it is good to approve the card, there are some conditions that are difficult to apply for. The applicant must have a card with a credit line of more than 1 10,000 yuan and a monthly income of more than 5,000 yuan after tax. These are the prerequisites for getting a card, and users who don't meet this condition are also the coolest and coolest. Then let's introduce the annual fee, credit limit and special discount of this card.

The annual fee level of CITIC Bank Platinum Credit Card is 480 in the first year. From the billing date, the annual fee for credit card consumption includes 12 withdrawals, and the cycle time is calculated from the issuing date. In terms of credit limit, the credit limit of CITIC Bank I Platinum Card is not less than 3,000 yuan, and the highest is 6,543,800 yuan. The credit limit mainly depends on the qualifications of the applicant. If the applicant has good conditions, the credit limit of the first batch will not be too low.

Citic Bank Platinum Cardholders can calculate double points through online transactions, with a maximum of 1 1,000 yuan. Citic Bank Platinum Card holders can buy IMAX2D/IMAX3D movie tickets for Wanda Cinema (Shenzhen Baoan Store) at half price with I Platinum Card. The restricted location is only in Shenzhen. Each user can exchange up to 6 half-price tickets throughout the year. Deadline is 20 18 12 3 1. Cardholders who fly before the end of next month can enjoy insurance claims, starting from 3000 yuan per month. If the flight is delayed for two hours, the highest ticket price is 1000 yuan. With 654.38 billion yuan of aviation accident insurance, cardholders can pay the full amount of air tickets or travel expenses of 80% or more, and get a lot of accident insurance for free. My platinum card can cover up to 5 million yuan, and the spouses and children of my entourage can enjoy the service.

The advantages of CITIC Credit Card are skilled business and thoughtful service. 24-hour service, the high-end platinum card has the characteristic service of "unlimited secretary", which can meet the individual needs. There are many kinds of activities, such as food, half-price concessions, 9 yuan movies and other brand activities, all year round. There are many kinds of credit cards. E-shopping, business travel, women, youth and other series of themes, there is always one for you. Auditing and e-mail are faster. It takes less than a week from processing to obtaining the certificate, which is very efficient. Get a card with low threshold. Of course, banks are now expanding their credit card business. Almost all banks offer many types of credit cards. CITIC Bank is no exception. Judging from official website, there are many. Some credit cards have a low threshold. If QQ Caibei co-branded card is easy to handle, it will be easy to handle, but the restrictions are not necessarily high. The disadvantage of CITIC Credit Card is that there are many activities, such as food, half-price concessions, 9 yuan movie viewing and other brand activities, which are held all year round and have few outlets. Installment is expensive, but sometimes there is a discount. There is also a charge for SMS reminders.

Which is better, CITIC Bank Platinum Credit Card or Partner Credit Card?

They are all good, and each has its own advantages.

CITIC Bank's "Air China Companion" membership card integrates Air China Companion membership card and CITIC Credit Card, and the benefits it can enjoy include 24-hour aviation accident insurance and so on. You can get high aviation injury insurance free of charge by using "Air China Companion" CITIC Credit Card to pay air tickets or paying more than 80% of the tour fare. The maximum insured amount of platinum card and titanium card is RMB 6.5438+0.5 million. The maximum insured amount of gold card insurance is 3 million yuan, and the maximum insured amount of ordinary card insurance is 500,000 yuan, and the spouses and children of peers enjoy protection. Free medical care for unexpected hospitalization for 24 hours, providing emergency rescue for 270 online hospitals covering 3/kloc-0 provinces and cities nationwide. In case of accidental hospitalization, you can enjoy accidental hospitalization medical insurance. The insured amount of platinum card/titanium card is as high as 10000 yuan; Gold card/Puka is as high as 5000 yuan. CITIC Bank I Platinum Credit Card can be said to be the most popular platinum credit card of CITIC Bank because of its excellent welfare and annual fee policies.

Benefits:

1. Online transactions can not only enjoy points, but also enjoy double points. Maximum monthly income and expenditure of subsidiary account 10000. You can also enjoy 4 times points in the birthday month.

2. Traffic can enjoy great safety. Cardholders can get 5 million yuan of accident insurance completely free by paying the full air ticket or not less than 80% of the holiday tour fee with their cards.

How about I Platinum Credit Card of CITIC Bank? How's it going?

As one of the magic cards, CITIC I Hundred has been highly praised by many card friends. For many novices who want to apply for a credit card, they may not know much about the rights and interests of this card. Today, I will introduce the specific fees and benefits in the form of a table.

Comments: This card is also considered as one of the mini cards strongly launched by major forums. It has online and offline double points, free of charge and many practical benefits, especially 2-hour flight delay insurance and easy access to 2-point or even 4-point Longteng card privileges. I admire CITIC's 9 points, including going to the movies in 9 yuan, sharing and communicating with 9 people, and so on. At most, you can enjoy 3 times of sharing and communication, 2 times of watching movies in 9 yuan, and 2 times of wonderful 365 a month, which is much better than other banks. The one that I changed the most was the big Starbucks, which cost 32 per cup. It's still very satisfying to change a cup when watching a movie.

The introduction of CITIC Bank I Platinum Credit Card ends here.