I just received a text message, China Construction Bank invited me to apply for a China Construction Bank Credit Card Dragon Card, which one should I apply for?

There are hundreds of types of CCB credit cards. If you use it domestically, you can choose a credit card with the UnionPay logo. If you use it overseas, you should choose a credit card with the VISA, MASTERCARD, or JCB logo.

The CCB credit card homepage has introductions to some card types. For some credit cards that are only issued in regions, you can go to the local CCB to learn more about them.

If you want to apply for a card, you can apply online directly on the CCB official website. If you have a CCB online banking shield, you can choose to verify the online banking shield when applying, so you don't need to go to a branch for an interview later. New customers who have not verified the online banking shield must go for an interview. After passing the preliminary review, the bank will send you a text message asking you to go to the nearest CCB branch for an interview. During the interview, you only need to provide the original ID card, no other materials are required. If you can submit some proof of financial resources and hope to get a higher limit, it is recommended to prepare your ID card and proof of financial resources and go to a nearby CCB branch to apply.

The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit. This requirement is not high. If you work in a formal unit, your unit pays five social insurances and one housing fund continuously, and your personal credit record is good, it is possible to get a credit card.

I have never applied for it, and if you have mobile banking, it is recommended to apply for mobile banking. There are activities. Before October 31, new customers can apply for a credit card through mobile banking channels. If the card is successfully issued and the card is swiped 1 time, you can get 33,000 bonus points are provided, and the first 20,000 first-time customers each month are entitled to 80,000 copies.