How to fill in the prompt card to prevent telecommunication network fraud

I. Types, modus operandi and safety tips of telecommunication network fraud cases in our city.

1. Online credit card fraud

Criminal suspects use QQ, WeChat, email and other carriers to publish false loan information, defrauding victims to apply for loans or credit cards under the pretext of "low monthly interest, no guarantee, no mortgage, high quota and fast processing" or on the grounds of "handling credit cards, upgrading credit cards, overdrawing credit cards and spending credit cards". In the process of handling, on the grounds of paying the production cost, running water fee, activation fee, material fee, opening VIP, etc., cheat money or suggest consulting the so-called "UnionPay Center" service phone. And the other party will design a serial phone, and after gaining the trust of the victim, gradually introduce the victim into the transfer trap to defraud money.

Safety tip: Please consult and apply for loans and credit cards in formal financial institutions. Don't blindly lend money online, don't believe attractive loan information such as "unsecured, fast loan and low interest", don't trust so-called credit card institutions or personnel, and don't tell others bank card information such as dynamic verification code, bank card number, expiration date and the last three valid verification codes in the signature column on the back of the card. At the same time, we should pay attention to protecting personal information, do not transfer money to strange accounts, and inform important information such as SMS verification code.

2. Investment and financial fraud

The criminal suspect made friends with the victim as a financial planner and financial manager. Through telephone and internet, the victim is induced to make a small investment with "low investment" and "high income", so that the victim can taste some sweetness and gain trust, and then the victim is further induced to make a large investment, and then the other party "freezes" the victim's funds for reasons such as improper operation, and induces the victim to invest more funds to "unfreeze" until the money is cheated or the platform cannot be opened, and the victim is injured.

Safety tip: Investment and financial management are risky, so you must go to a formal financial institution to invest and manage money. Don't believe in online investment such as "steady profit without loss" and "low investment and high return", and always keep a clear head.

3. Brush credit fraud

Criminal suspects posted online part-time job information through QQ, WeChat and other online platforms, attracting victims with the guise of "high return", "easy to make big money" and "rebate back", and began to let the victims relax their vigilance. After that, the criminals assigned a large number of tasks to swipe the bill, and refused to return the rebate for various reasons after the victim paid a large amount.

Safety tip: To find a job, you should go to a formal company and platform, sign a labor contract, and protect your rights and interests. Don't have the psychology of "coveting petty advantages" and "making big money easily", and don't believe in the traps of "high return" and "making big money easily" on the Internet. Any online brushing that requires advance payment is fraud.

4. Pretending to be shopping and customer service fraud

The criminal suspect pretends to be the customer service of the online shopping platform, calls or sends a text message to the victim, falsely claims that the goods have quality problems and wants to return the goods to the victim for a refund; Then, on the grounds that Alipay is frozen and needs to settle the amount of online loans such as loans, the victim is lured to provide bank card numbers, passwords, SMS verification codes, etc. Or let the victim click on the link and scan the QR code to commit fraud.

Safety tip: Don't trust the so-called "after-sales customer service" calls or text messages. If online shopping issues such as refund and compensation are involved, you should first check with the purchasing merchant; Don't click on linked pictures and QR codes sent by strangers at will. Keep your ID card, bank card, payment password and other information, especially SMS verification code. If the after-sales customer service asks you for the verification code on the grounds of returning goods, it is a scam.

5. Pretending to be a public security fraud

The criminal suspect pretends to be a staff member of state organs such as the Public Security Law, and asks the victim to transfer the money to the so-called "safe account" provided by him on the pretext of money laundering, fraud, drug-related parcels and other crimes, or on the grounds of overdraft of bank cards, abnormal funds of social security medical insurance cards, and freezing of account numbers.

Safety tip: Public security organs will never investigate a case by telephone, QQ or WeChat, and will never let people download software from unknown sources. Carefully identify web links before clicking on unfamiliar websites, don't download unfamiliar software, and don't fill in personal information, bank card account number, password and verification code at will. The public security inspection law does not have a "safe account" for handling cases, nor does it require the parties to check the legality of funds by means of transfer, nor does it ask for money for any reason or in any way.

6. Fraudulent dating and marriage.

Criminal suspects often make friends or talk with victims through chat and dating software such as WeChat and QQ. After defrauding the trust of the victim, induce the victim to make online investment and gambling, or defraud the victim of money on the grounds that money is needed for hospitalization, visa travel, ticket purchase, etc.

Safety tip: Be careful when making friends online. Don't trust each other's investment, gambling and other money requirements without knowing their identity information.

7. Pretending to be an acquaintance to lead fraud

Criminal suspects often steal WeChat or QQ that victims often contact in advance, have a very in-depth understanding of the connection between WeChat and QQ, and then start sending information loans. The excuse for borrowing is "I am hospitalized at home and need money urgently" and "WeChat transfer has reached the upper limit today, so I can't transfer money". After the victim agrees to borrow money, the liar will provide the victim with a QR code to transfer money and then lose contact.

Safety tip: all relatives and friends who ask you to send money must first verify the identity of the other party. In addition to daily contact with QQ via WeChat, be sure to call the other party or video to verify the situation before remittance. Don't blindly trust and avoid being cheated.

8. Online transaction fraud

The suspect posted transaction information through QQ, WeChat and other online platforms. When the victim transfers the money to the other party, the other party will mail other items to the victim or cannot contact him directly.

Safety tip: There are many pitfalls in online trading. In order to prevent being cheated, please conduct transactions through formal channels, especially large transactions. Be sure to be vigilant, call the police in time when you find something wrong, and keep relevant information for evidence collection.

9. Cancel campus loan fraud

Criminal suspects usually pretend to be the customer service of various financial lending platforms, and obtain the victim's name, ID number, home address, loan and other information through illegal channels, falsely claiming that they need to cooperate with the cancellation of campus loan accounts according to relevant national policies, make loans on other online lending platforms and transfer them to private accounts designated by scammers, or transfer the money in their bank cards to bank accounts designated by scammers according to the instructions of scammers.

Safety tip: There is no operation to cancel the online loan account. As long as you pay off the payment on time, it won't affect your personal credit. Be sure to be vigilant when you receive a call from such a self-proclaimed online loan platform staff. When in doubt, you should consult and verify with the police or official customer service in time to avoid property losses.

Second, keep in mind the "five untimely" anti-fraud points

Don't be credulous: Don't be credulous of phone calls, mobile phone text messages and false online propaganda of unknown origin, and don't give criminals a chance to set traps further.

Don't disclose: Don't disclose the identity information, communication tools, deposits, bank cards and other information of yourself and related parties to strangers.

Do not transfer money: learn the common sense of bank cards, ensure the safety of funds in your bank cards, and resolutely do not remit money or transfer money to strangers.

No link: Don't click on the unknown network link on the mobile phone or computer, in case the mobile phone or computer is infected with Trojan virus, and the bank card funds are "missing".

Don't be afraid: you're not afraid to make a phone call calling yourself "Public Security Law". Check with the local public security organ first.

Timely: If you are cheated, please call 1 10 to report the case to the local public security organ in time, and keep the information such as the transfer record, the other party's phone number, QQ and WeChat chat records.

Third, the public security organs call the police.

In case of telecommunication network fraud, please call the police at the following telephone number: 96110,0943-1/kloc-0.