Instalment Lebaixin Bank sent a text message saying that it wanted to submit a credit report?

Yes, this will definitely be reported to the credit report. Let’s find a way to solve it as soon as possible.

Credit reporting is a Chinese term whose pinyin is zhēng xìn. It means collecting, organizing, preserving and processing the credit information of natural persons, legal persons and other organizations in accordance with the law, and providing credit reports, credit evaluations and credit information to the outside world. Consulting and other services help customers judge and control credit risks and conduct credit management activities.

From "Zuo Zhuan: The Eighth Year of Zhaogong" "A gentleman's words are believed and conquered, so the resentment is far beyond his body." Among them, "faith and credit" means that one can verify the truthfulness of one's words, or solicit and verify credit.

Credit reporting is an activity in which a professional, independent third-party agency establishes credit files for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides credit information services to external parties in accordance with the law. Professional credit institutions provide a platform for sharing credit information.

In May 2019, a new version of the personal credit report will be officially launched, and the duration and granularity of the credit report information will be further improved.