Okay, how about collecting credit at the overdue meeting in installments?

it's good to collect credit at the meeting in installments. Overdue repayment will have a negative impact on personal credit record, which is one of the important basis for credit reporting agencies to evaluate personal credit status. When your repayment is overdue for more than a certain period (usually 3 days), a good installment will report the overdue record to the credit reporting agency, which will adversely affect your credit rating.

the credit bureau will evaluate your credit status according to your credit records, including repayment records, overdue records and liabilities. If there are overdue records in your credit history, your credit rating will be lowered, which will affect the approval results of your future application for loans, credit cards and other financial products. In addition, once the overdue records are reported to the credit reporting agency, they will remain in your credit report for a period of time, which will have a long-term impact on your credit status.

Therefore, in order to maintain a good credit record, it is recommended that you repay the loan on time to avoid overdue. If you do encounter repayment difficulties, you can communicate with good installments and seek solutions as soon as possible to avoid the adverse impact of overdue records on your credit rating.

There are many online loan big data systems that can query online loan records. You can query online loan application records, application platform type, overdue, overdue amount, credit card and online loan credit estimated amount and other important data information in Kingfisher Data.