How long does it take for online loans to be sued in court?

After the complaint is submitted, the people's court will decide whether to accept it within seven days. The current loan cases have distinct characteristics of the times, because most of the disputes caused by loan cases are found in online loans. Except for a few formal online lending platforms, most of the online loans are usurious, but the principal and legitimate interest borrowed on the online lending platform must be paid back anyway.

Online merchant loans overdue will be sued for more than three months, as well as penalty interest and liquidated damages; Collected by platform staff, affecting sesame credit score and personal credit information; For users with serious overdue, the platform will sue.

Civil litigation process: 1, the plaintiff sued; 2. A copy of the indictment shall be served on the defendant after being accepted by the court; 3. The defendant submitted the defense within 15 days, and the court served a copy of the defense on the plaintiff within 5 days; If the defendant fails to submit the defense, it will not affect the trial; 4. The court will notify the parties three days in advance and make an announcement; 5. The court investigation stage includes: statements of the parties; Inform witnesses of their rights and obligations, witness to testify in court, and read out the testimony of witnesses who did not appear in court; Produce documentary evidence, physical evidence and audio-visual materials; Read the appraisal conclusion; Read the interrogation record. 6. The court debate includes: the plaintiff and his agent ad litem speak; Defendant and his agent ad litem reply; The third person and his agent ad litem speak or reply; Debate with each other. At the end of the court debate, the presiding judge shall consult the final opinions of all parties in the order of plaintiff, defendant and third party. 7. At the end of the court debate, a judgment shall be made according to law. Mediation can be conducted before the judgment, and mediation can also be conducted. If mediation fails, a judgment shall be made in time. 8. Announcement of judgment

If you really sue, there is no other way but to respond. Then write a defense according to your own actual situation, stating the reasons for your overdue payment, whether you have overdue repayment, whether you have encountered violent or illegal collection, and then submit it to the court that accepts the case, so as to strive for the greatest rights and interests and gain the most time for yourself.

Legal basis: Article 123 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall protect the litigation rights of the parties according to law. A lawsuit that conforms to Article 119 of this Law must be accepted. Those who meet the conditions for prosecution shall file a case within seven days and notify the parties concerned; If it does not meet the conditions for prosecution, it shall make a ruling within seven days and refuse to accept it; If the plaintiff refuses to accept the ruling, he can appeal.

Article 176 The people's court shall conclude an appeal case against the judgment within three months from the date of filing the case of second instance. If there are special circumstances that need to be extended, it should be approved by the president of our hospital. When the people's court hears an appeal case against the ruling, it shall make a final ruling within 30 days from the date of filing the case of second instance.