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About the bank’s reduction of text messages, annual fees, etc. on June 1st
The "Commercial Bank Service Price Management Measures" issued by the China Banking Regulatory Commission and the National Development and Reform Commission will be officially implemented on August 1, 2014, and the "Government Pricing Catalog for Commercial Bank Services" will also be implemented on the same day.
1. Items with fee exemption:
1. Personal basic pension account cash withdrawal handling fee
The "Measures" stipulate that social insurance handling fees are exempted For personal basic pension (including retirement pension) accounts signed by the institution and the Bank, the first 2 cash withdrawals of the Bank in other places (including the Bank's counters and ATMs) each month, each of which does not exceed 2,500 yuan (including 2,500 yuan) fee.
2. Account management fees and annual fees
For bank customer accounts (excluding credit cards), there is no exemption from account management fees (including small account management fees) and annual fees , the commercial bank should provide the customer with an account free of account management fees (including small account management fees) and annual fees (excluding credit cards and VIP accounts) based on the customer's application.
II. Items for fee reduction and exemption:
1. Personal inter-bank over-the-counter transfer and remittance handling fees
The "Measures" stipulates that personal inter-bank over-the-counter transfer and remittance handling fees shall be charged per For a transaction of less than 2,000 yuan (including 2,000 yuan), the fee shall not exceed 2 yuan; for a transaction of 2,000 to 5,000 yuan (including 5,000 yuan), the fee shall not exceed 5 yuan; for a transaction of 0.5 million to 10,000 yuan (including 10,000 yuan), no more than 5 yuan shall be charged; More than 10 yuan; 10,000 to 50,000 yuan (including 50,000 yuan), no more than 15 yuan; more than 50,000 yuan, no more than 0.03, the maximum fee is 50 yuan.
2. Personal cash remittance handling fee
Each transaction shall not exceed 0.5 of the remittance amount, with a maximum charge of 50 yuan.
3. The handling fee for individual cash withdrawals at our bank's counters in other places
Each transaction shall not exceed 0.5 of the cash withdrawal amount, with a maximum charge of 50 yuan.
3. SMS Reminder Service - no charges are allowed without signing a contract
If a commercial bank provides bank customers with SMS reminder services for account changes and charges for them, they should contact the bank customer in advance through branches or electronic channels. Sign a contract; no fees will be charged if the bank customer has not signed a contract.
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