I'm sorry I sent a text message after the deadline, saying how long it would take to receive the letter.

Under normal circumstances, after the borrower loans overdue, the collection personnel basically collect the money by SMS and telephone in the previous month. The borrower, loans overdue, has been working for more than 2 months, and the collection personnel are likely to take the way of door-to-door collection. The borrower, loans overdue, has been working for more than 3 months. If the amount is large, the loan platform can choose to sue the borrower and issue a lawyer's letter.