What is the transfer limit of mobile banking?

The transfer limit of mobile banking mainly depends on bank regulations, which may be different from bank to bank. In addition, it is also related to the type of account transferred by the customer.

According to the transfer limit of mobile banking of Bank of Communications:

1. SMS dynamic password authentication: one pen per day, with a maximum daily accumulation of 50,000;

2. Dynamic token, Bluetooth key/intelligent network shield: one transaction per day, with a daily cumulative amount of one million (ward and private bank customers can personally apply at their financial outlets to increase the transfer limit of Class I debit cards, up to 50 million).

If the customer holds more than one security tool, it is the maximum limit and cannot be superimposed (the maximum limit of SMS or face recognition tool is subject to the page display). However, there is no restriction on the transfer of my peer account, and it does not occupy the transfer quota.

The provisions of the Construction Bank are:

1.dynamic password authentication of short message for Class I and Class II households: 5000 per day for a single transaction;

2. One-class household SMS dynamic password authentication+device binding: 500,000 yuan for a single transaction (50,000 yuan for super online banking), with a daily cumulative of1000,000 yuan;

3. One-level household access shield: a single payment of 5 million yuan (50,000 yuan for cross-bank banking of super online banking), with a daily cumulative amount of 5 million yuan;

4. Second-class user SMS dynamic password authentication+device binding/universal shield: single transaction per day 10000 yuan.

Bank transfers should always keep in mind the "three red lines" to ensure the safety of personal accounts.

When placing personal credit cards and bank cards, remember to follow the "three noes" principle: don't place cards with passwords or my ID cards; Do not use personal birthday or simply repeated numbers as card passwords; If it is online payment, don't store the payment password on the network or mobile phone terminal.

Citizens, especially middle-aged and elderly people, should not change their living habits at will, let alone listen to other people's suggestions to handle or open payment services that they don't understand or need, thus bringing unnecessary risks to themselves.

Always be wary of strange phone calls involving financial information such as refunds, transfers and arrears.