What if the person who owes money doesn't answer the phone or return the message?

Legal analysis: If you owe money and don't answer the phone or return the information, it is suggested that you can negotiate with the other party, or if there is relevant evidence to prove the loan relationship, you can go to court to sue and demand the return of the debt.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.