Bank of China online banking can be paid only by SMS verification code. What is dynamic password used for? Payment is seriously unsafe.

First, China Bank uses different authentication media according to the payment amount, including SMS verification code, dynamic password, digital certificate (U shield) and so on. The specific payment limit is shown in the following figure:

Second, in order to ensure the security of online banking, you can pay attention to the following points:

1, don't tell anyone about the SMS verification code, and change the reserved mobile phone number in time after changing the mobile phone number;

2. Don't tell anyone the power-on password set by the dynamic password card, and try to put it where others can't get it;

3. Don't set the password of the digital certificate (U shield) to any number combination that is easy to guess, such as consecutive numbers, my birthday, a certain segment of the phone number, etc.

References:

/ebanking/service/cs1/20081t20081022 _ 990706.html (China Bank official website)