Telephone number of credit card of rural commercial bank

Telephone number of credit card of rural commercial bank

The telephone numbers of credit card centers of rural commercial banks in different regions are different. For details, please call 1 14 Bank to check the telephone number of local rural commercial banks.

1, Beijing Rural Commercial Bank: 96 198

2. Shanghai Rural Commercial Bank: 02 1-962999 or 4006962999.

3. Hubei Rural Commercial Bank: 4008 1-96568

4. Guangzhou Rural Commercial Bank: 953 13

5. Jiangxi Rural Commercial Bank: 96268

24-hour manual service hotline of rural commercial banks

The 24-hour manual service hotline of rural commercial banks can call 95588 for consultation.

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The profit channels of banks include loans, bank insurance, sales of wealth management fund products, sales of financial equipment, consumption profit of financial intelligent terminal business, hedging business, bill business and so on.

The profit ratio of most domestic banks is: loan 30%, bank insurance 10%, wealth management fund product sales 10%, financial instrument sales 5%, financial intelligent terminal business consumption 30%, hedging business 5%, bill business 10% and so on. The profit ratio of foreign banks is: loan 15%, bank insurance 15%, wealth management fund product sales 15%, financial instrument sales 10%, financial intelligent terminal business consumption profit 35%, hedging business 5%, bill business 5% and so on.

On February 24th, 20 16, the media reported that seven of the six listed banks in/kloc-0 had handed in their transcripts last year, and the general net profit continued to decline. According to the performance report, in 20 15, the net profit attributable to shareholders of the parent company was 271610 million yuan, that is to say, seven banks earned 744 million yuan every day last year. Although this figure is still outstanding in various industries, the continued decline in profit growth is still the future trend. Compared with 20 14, the growth rate of net profit of seven banks has declined to varying degrees, the growth rate of net profit of six joint-stock banks has dropped to single digits, and the growth rate of net profit of China Merchants Bank, Industrial Bank, Huaxia Bank, China CITIC Bank and Shanghai Pudong Development Bank has dropped by more than half. The growth rate of CITIC Bank's net profit was the lowest, only 1. 15%. Only Nanjing Bank, as a city commercial bank, maintained a double-digit performance, reaching 24.86%.

As the absolute core of China's financial system, the banking industry has always maintained a healthy and stable operation. Undeniably, affected by the financial crisis and domestic economic restructuring, the domestic banking industry is facing a series of profound challenges that cannot be ignored. However, in the post-financial crisis era, China's banking industry is still facing an extremely complicated external operating environment.

Global economic integration and the uncertainty of economic and financial environment also make the risks faced by commercial banks present new characteristics such as complexity, suddenness, proliferation and rapid spread. In terms of market competition, with the development of financial market and the continuous improvement of openness, the competition pattern, competition space and competitors faced by large banks have undergone and are continuing to undergo profound changes.

What is the customer service telephone number of Wuhan Rural Commercial Bank's credit card?

Customer service hotline: 95367

1. Credit card service hotline: 4008 196568

2. Comprehensive service hotline: 96568 in the province and 027-96568 outside the province.

Because rural commercial banks, referred to as rural commercial banks for short, are joint-stock systems composed of farmers, rural industrial and commercial families, enterprise legal persons and other economic organizations within their jurisdiction. It belongs to joint-stock commercial banks.

The logo design of Wuhan Rural Commercial Bank focuses on the attributes of the financial industry and skillfully combines the regional characteristics of Wuhan. Core elements such as Nine Provincial Roads, Four Banks of Two Rivers, Modern Metropolis, Yellow Crane Tower and Chu Culture are all highly exquisite. Chinese ancient coins and round holes, the overall shape embodies the traditional philosophy of ancient circular areas in China, which is the cultural heritage of the stability and atmosphere of agricultural and commercial banks; Internal model is the effect of water model after art treatment. It skillfully integrates the concept of water into the wealth of China traditional culture and the advantages of Wuhan Sanzhen Yangtze River geographical hub, and the abstract patterns are thick and changeable. The majestic tiger head, in front of the logo, implies that Wuhan Rural Commercial Bank has been endowed with dignity and status that cannot be animated in the future development of the financial industry.

Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by CBRC. It is the first provincial-level urban rural commercial bank in China. It is a local banking institution directly managed by the Municipal Party Committee and the Municipal Government. Headquartered in Wuhan, it has a first-class legal person qualification. It was formally established on September 9, 2009.

Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by CBRC. It is the first provincial-level urban rural commercial bank in China. It is a local banking institution directly managed by the Municipal Party Committee and the Municipal Government, headquartered in the Han nationality, and a first-class legal person. It was formally established on September 9, 2009. Wuhan Rural Commercial Bank implements the strategy of coordinated urban and rural development, and provides comprehensive commercial bank products and financial services for urban and rural areas in Wuhan. The new urban area focuses on the economic development of agriculture, rural areas and farmers; The central city mainly provides services for regional economy, small and medium-sized enterprises and community residents. By the end of 20 1 1, the Bank had 3,078 employees; According to the administrative divisions of Wuhan, 22 first-class branches and outlets have been set up in three towns of Wuhan, and three village banks have been set up in Zengning, Xian 'an, Qianfeng, Xian 'an and Chibi in Guangzhou.

Wuhan Rural Commercial Bank Co., Ltd. (hereinafter referred to as Wuhan Rural Commercial Bank) is the first provincial-level urban rural commercial bank approved by the State Council. It is a local banking institution and a first-class legal person. The predecessor of Wuhan Rural Commercial Bank Co., Ltd. is China Credit Union Wuhan Rural Credit Cooperative.

What is the customer service telephone number of Jiangxi Rural Commercial Bank?

The customer service telephone number of Jiangxi Rural Commercial Bank is 96268.

Rural commercial banks, referred to as rural commercial banks for short, are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the reform of provincial associations, and gradually build a new relationship between provincial associations and grass-roots legal entities with property rights as the link, equity as the link and supervision as the constraint, so as to truly form the same interests between provincial associations and grass-roots legal entities.

The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 rural cooperative banks have been established, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.

2065438+On May 2, 2009, the People's Bank of China published the Notice of the People's Bank of China on Reducing the RMB Deposit Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework of implementing a lower deposit reserve ratio for small and medium-sized banks announced by the Central Bank on May 6.

The Notice specifies that the directional descent will be divided into three landings, and specifies the scale of the three landings. That is, in May of 15 and June of 17, the RMB deposit reserve ratio of county rural commercial banks was lowered by 1 percentage point, and in July of 15, the deposit reserve ratio was lowered to 8%.

What is the customer service telephone number of Guangzhou Rural Commercial Bank's credit card?

The customer service number of Guangzhou Rural Commercial Bank's credit card is 953 13, please dial it during working hours.

1. Guangzhou Rural Commercial Bank, formerly known as Guangzhou Rural Credit Cooperative, was established in 195 1 year with a development history of more than 50 years.

Based in South Guangdong, Guangzhou Rural Commercial Bank adheres to the purpose of serving agriculture, countryside and farmers, and has made important contributions to increasing farmers' income, agricultural development, rural social stability and urban and rural economic construction.

Guangzhou Rural Commercial Bank, headquartered in Guangzhou, was established 195 1 years ago] _ Extension, evaluation, tomb-returning, letter, coal collection and transportation 1956544. Guangzhou Rural Credit Cooperative Association was established in September, 2006 165438+ 10. It was a great honor to invite a mother.

2. According to the website of Guangzhou Rural Commercial Bank, by the end of 20 15 and 12, the bank's total assets were RMB 580.9 billion, up 22.9% year-on-year. The balance of various deposits was 3,965,438.05 billion yuan, a year-on-year increase of 65,438+00.5%. The balance of various loans was 223.6 billion yuan, a year-on-year increase of 20.3%. In 20 15 years, the operating profit was10.5 billion yuan, a year-on-year increase of 23.2%. _ The net profit in the first three quarters of 2020 was 4.26 billion.

1, Guangzhou Rural Commercial Bank, with a balance of agricultural loans of 20 billion, is the largest commercial bank with the highest proportion of agricultural loans in Guangzhou. Dozens of innovative business varieties have been launched, such as micro-credit loans for farmers, village management loans, village-level organization loans, three-old transformation loans, and "three treasures of agriculture and business" portfolio loans. Nearly 80% of its outlets are located in villages and towns in Guangzhou, and it is the first banking institution in China to issue the "Huinong Card". The number of Huinong cards issued ranks first in China, providing personalized, convenient and high-quality financial services for Guangzhou's "agriculture, rural areas and farmers". Actively carry out the theme activities of "Building a Happy Guangzhou with Thousands of Families", popularize financial knowledge, improve the service environment and improve the service level of supporting agriculture.

2. Guangzhou Rural Commercial Bank cooperated with German International Project Company (IPC) to launch the loan business for small and micro enterprises in an all-round way. "Micro-loan" provides mortgage-free loans for micro-business owners, with a maximum amount of RMB 6,543.8+0,000] _ "Small loan" provides loans for small businesses (owners), with a amount of RMB 654.38+0.00-654.38+0,000 _, and can accept single or multiple mortgage combinations. We will launch the SME cluster financing platform "Easy Loan" to build a SME credit factory and a characteristic business model. The loan balance of small and medium-sized enterprises is 80 billion yuan. ] _ Nearly130,000 bank cards have been issued, with more than 6,500 special merchants and more than 2,600 ATMs. Successfully set up a variety of settlement services such as collecting water and electricity bills, telephone bills, and acting as an agent for non-tax income. The issuance of "Sun" series credit cards ranks first among regional banks in the province.

3. Guangzhou Rural Commercial Bank, to carry out the work of "financial services into the community", set up community banks, build omni-channel electronic service networks such as online banking, mobile banking, telephone banking, SMS banking and WeChat banking, and launch online shopping malls with the theme of agricultural products, precious metals and home life to provide personalized and convenient financial services for urban and rural residents. _ As a local corporate banking institution in Guangzhou, we give full play to the advantages of short decision-making radius and flexible operating mechanism, fully support regional industrial transformation and upgrading, urban infrastructure construction, "three old" transformation and "beautiful countryside" construction, successfully lead syndicated loans for projects such as Guangfo Metro and Guangzhou Water Investment, establish good strategic cooperative relations with enterprise groups such as Guangzhou Metro, Jiantou and Water Investment, and successfully participate in projects such as West Tower, South China Expressway and Huadu Automobile City. At the same time, we will fully support the construction of professional markets covering the whole country, such as Guangzhou cloth, leather goods, flowers, vegetable leaves, fruit and vegetable wholesale. 2065438+2004 65438+2004, Zhujiang Financial Leasing Company, a wholly-owned company, officially started operation. It is the first financial leasing company approved by the China Banking Regulatory Commission in Guangdong Province, which fills the gap in the financial leasing business of the banking industry in Guangdong Province.

Rural commercial bank customer service hotline 95588 to manual.

95588 is the customer service hotline of Industrial and Commercial Bank of China. How to call 95588 for manual customer service? First, we click on the phone to open it. Enter 95588 in the dial key to dial. When you go in, you will be asked to say your needs by voice and say to the phone: manual service. Then according to the menu prompt, enter 7, complaints and suggestions. Then choose 1 and other service types, and you can successfully access the manual customer service.

What is the customer service hotline of 1.95588?

95588 is the customer service hotline of ICBC, serving the vast number of companies and private customers. Whenever and wherever people dial "95588", they can easily enjoy a series of convenient, fast and 24-hour financial services from the bank through their mobile phones. The fee charged by 95588 is a local call, and the bank does not charge.

Second, the service project

1, answer the business outlets and business hours;

2. Answer the related business of telephone banking and online banking;

3. Answer the credit card business consultation;

4. Answer and consultation. Query balance

Three. Business profile

1. Account information query

Provides the function of querying the basic information, account balance, current account details, account history details and account unwritten details of each account and its sub-accounts in the card.

2. Transfer and remittance

Provide functions such as transfer in the same city and remittance in different places.

3. Payment services

Provide the function of inquiring and paying various daily expenses such as telephone bill, mobile phone bill, water and electricity bill and gas bill.

4. Investment and financial management

Provides the function of buying and selling stocks, funds, bonds and gold.

5. Foreign exchange transactions

Provide real-time foreign exchange transactions, query exchange rate, account balance and various transaction details.

6. Credit card service

It provides card application, card activation and loss reporting, account inquiry, RMB foreign exchange purchase repayment, credit line adjustment and other functions.

7. Manual business

Provide business consultation, complaints and suggestions, network information, new business introduction, and accept emergency oral loss reporting of accounts.

8. roaming in different places

Provide the function of handling all kinds of banking business in different places.

This is the credit card phone number of rural commercial bank and Zhejiang rural commercial bank launched at the end of the year. I wonder if you found the information you need from it?