Borrow the method of applying for a three-year extension of repayment

Lending treasure is a credit lending product launched by Alipay, and users can borrow and repay by borrowing. If it is necessary to postpone the repayment for three years, the following methods can be adopted:

First of all, users can choose to use the "loan deferred repayment" function in Alipay. Through this function, users can extend the current repayment period by three years, thus reducing the repayment pressure. The specific operation steps are as follows:

1. Open Alipay APP and enter the "My" interface.

2. In the My interface, click the Borrow option.

3. In the loan interface, select the "Deferred Repayment" function.

4. According to the system guidance, the deferred repayment period is three years.

5. After the deferred repayment is confirmed, the system will automatically postpone the repayment and generate a new repayment plan.

Secondly, users can also apply for deferred repayment through loan-related customer service consultation. The specific operation steps are as follows:

1. Open Alipay APP and enter the "Customer Service Center".

2. In the customer service center interface, select "Borrow" related issues.

3. In the loan question interface, select the related question of "deferred repayment".

4. According to the guidance of the system, fill in the relevant information and submit the application.

5. After receiving the application, the customer service staff will review it and inform the user of the application result.

To sum up, the repayment methods of borrowing money to apply for a three-year extension include operating through the function of "borrowing money to postpone repayment" in Alipay, and applying and consulting through customer service related to borrowing money. Users can choose the appropriate method to delay repayment according to their own needs and conditions.

Extended data:

Lending Bao is an online credit lending product, which Alipay users can use for short-term personal consumption loans. Users can borrow and repay flexibly according to their credit status and loan demand. There are generally two repayment methods: installment repayment and full repayment. Users can choose the appropriate repayment method according to their repayment ability and preference. In addition, deferred repayment is an additional service provided by Lending Bao, which allows users to extend the repayment period for a period of time under certain conditions to meet users' temporary repayment difficulties. When users apply for deferred repayment, they need to apply and operate according to Alipay's operating procedures and requirements. Please pay attention to the relevant notices and trends of Alipay platform in time to understand the latest deferred repayment rules and methods.

Note: The above contents are for reference only, and the specific operation shall be subject to the official regulations of Alipay. As policies and regulations may change, users are requested to follow the information from official channels when doing relevant operations.