How to borrow money from friends and relatives?

1. I can introduce you to someone who can help you more.

Many times we don't want to lend money to others, because talking about money hurts our feelings, and we don't have to get the money back. When friends and relatives borrow money from you, you can gently tell him that you are willing to help him tide over the difficulties, but your current ability is not enough, but you can introduce him to someone who can help him better, usually someone who is richer than you.

By saying this, you not only express your intention to help him, but also don't need to lend them money. Generally, they will know that you are rejecting them. You left them face and introduced them to a relatively effective path. They can feel that you want to help them and will thank you.

Euphemistic tone not only reflects your high emotional intelligence, but also maintains the friendly status quo. Don't just say that you have no money and can't help. This will make people hate you and may be retaliated in the future.

Tell me what you can't do.

No matter what your actual situation is, whether you made it up or not, try to tell him your pain and let him know how difficult your situation is. It can be said that you just borrowed money and haven't paid it back. It can also be said that you lost money in business. It can also be said that a colleague or friend is seriously ill.

I'd better say, "I'll try my best to get it for you, but I'm not sure if I can borrow it." I will do my best. " In this way, people are afraid that you will borrow him in turn, and they will understand your difficulties and thank you for thinking about him under such difficult circumstances.

Tell me that you will need a lot of money in the near future

After the above "two sentences" are finished, in fact, most people will be discouraged, but if someone still wants to borrow some money from you, you should "scare" them. You can use various excuses to say that you are going to use the money soon. It can be said that you are currently trading stocks, or that you will repay the loan in a few days. If you don't pay within two days, your life may be in danger.

When the other party hears you say this, it will definitely worry that the disaster will spill on itself, thus giving up the idea of borrowing money from you. When most people hear the need for loans or stock trading, which is a high-risk way, their first reaction is to be afraid and stay away. Therefore, using such an excuse to refuse someone's request for borrowing money is not only euphemistic and makes people feel reluctant, but also preserves the feelings of both parties, and the other party has to thank you.