Minsheng credit card downgrade SMS

These two days, some netizens posted in the credit card forum that their industrial and commercial credit cards were "stopped paying" by banks. As soon as he put in a sum of money, his credit card was immediately frozen and the amount was directly reduced to "0", but the bank did not give any explanation, which made him quite depressed. This post has been posted now, and many netizens agree with it, saying that they have also been frozen and downgraded by unknown circumstances.

By visiting several credit card forums, judging from the data of "visiting", there are quite a few card friends who encounter this kind of thing. Moreover, most of the incidents of stopping payment, freezing cards and reducing the amount are concentrated in these three banks.

Bank of Communications

Credit card users of Bank of Communications said that they also received a warning message from Bank of Communications. The message said: "The Bank of Communications card can only be used for personal daily consumption or cash withdrawal through ATM machines and bank counters. Cardholders should standardize their card use behavior and pay attention to collecting and saving recent invoices and purchase orders so as to check transactions.

Although the Bank of Communications was only an early warning, it did not directly "cut off food" for card friends for no reason. However, such early warning information is also telling users that a large-scale census may be conducted next, and it is time for users who have had sensitive card use behavior to stop.

Minsheng Bank

Many credit card friends of Minsheng Bank also said that they also received short messages from Minsheng Bank. According to the SMS, the cardholder's card use behavior has violated the regulations on the use of credit card overdraft limit, and his credit card RMB overdraft consumption function has been closed. However, others such as foreign currency consumption, overpayment and overpayment, repayment, cash withdrawal and installment application are not affected.

Industrial and Commercial Bank of China

Some netizens posted that they had just returned 5,000 yuan to ICBC's credit card, but they received the news that ICBC took the initiative to reduce the credit limit of your credit card with the tail number 1 196 to15,000 yuan. And did not give any other explanation and reason for the reduction, but also asked users to consult their official customer service by SMS.

The netizen said that he lost his credit card normally. Since he hasn't overdue or cashed out, the reasonable regular use of ICBC's credit cards has inexplicably decreased, which is really incomprehensible. In addition, some netizens posted that Suzhou also has a large-scale credit card quota, and he and his friends were shot.

Judging from these incidents, banks have adjusted the rules of credit card windproof, and windproof has turned to jewelry, real estate, machinery and electrical appliances manufacturers. These bills show that the jewels, houses and home appliances purchased every month are locked by the wind, and many netizens in major credit card forums have said that they are subject to wind control.