Is it necessary to ignore the failure of the online merchant loan mortgage audit?

It usually takes about seven to ten working days to apply for online bank mortgage (subject to the actual situation). At that time, whether the approval is passed or not, the system will send a message to inform the customer, and the customer just needs to wait patiently.

If the customer's mortgage loan application is not approved for a long time after submission, the customer can also directly call the online banking customer service telephone number 95 188, and then press "3" to consult the customer service staff.

To apply for housing mortgage loan, customers need to meet the following conditions:

1. Age is above 18 years old (inclusive);

2. Have a stable and lawful income and the ability to repay the loan principal and interest on time;

3. There is a real estate under the name of the individual, and the property rights of the house are clear;

4. Good credit, no bad credit record and serious negative information of credit investigation.

If approved, after the follow-up procedures are completed, online banking will issue loan funds, usually within one or two working days. If the audit fails, the customer can check the reasons for the rejection of the mortgage application first, and then wait for a period of time to reapply after solving the problem.