I didn't apply for a card in Hunan Rural Credit Cooperative, but I received a text message. What should I do?

This situation has a lot to do with the mobile phone number. Maybe the last cardholder used my mobile phone number. When I change my mobile phone number later, I forget to go to the bank to change the mobile phone number bound by the card, so the mobile phone will receive a short message from Hunan Rural Credit Bank. If this happens, don't worry. To verify whether this card is handled in my name, you can call the customer service hotline of Hunan Rural Credit Cooperative through your mobile phone and check the bank card number in the customer service. If the bank card is not in my name, you can ignore it.

First, protect personal information.

The existing technology is more and more developed, and the network is more and more developed, but people are leaking more and more information. Many people have inadvertently revealed all their personal information. Some people click on advertisements or even links on the Internet. If they are prompted to fill in personal information, they will fill it in directly. This is almost transparent to the network. No matter what software you use and what information you fill in in your daily life, you must take the protection of personal privacy as the premise, and you must not disclose personal privacy to avoid unnecessary losses to yourself.

Second, contact the bank in time to communicate and inquire.

After receiving the message, see what information the message belongs to. If it is credit card repayment information, you need to establish a sense of vigilance immediately and be sure to ask something clearly. First, call the customer service hotline of Hunan Rural Credit Bank, and ask whether the bank card associated with your mobile phone number is owned by me through the customer service hotline. If it is completely inconsistent with the personal information, it may be that the mobile phone number has been used by others and has not been replaced in time because it has not been used. In this case, you just need to explain the situation to the customer service. If it is found that the bank card run by the rural credit cooperatives is indeed their own, it is necessary to immediately verify the handling situation with the bank, ask who is using it and where it is used, and immediately modify the password through personal information. You can also temporarily seal the bank card. In this case, it is very likely that personal information is leaked and stolen by others to apply for a card.

Third, we must verify the matter clearly and never leave it alone.

At present, the country is breaking the card. If personal information is fraudulently used by others to do illegal business or use bank cards to launder money, it will do great harm to individuals. If you receive a text message, you should check it clearly at the first time to ensure your personal rights and interests.