Which is better for overseas travel insurance?

First of all, I don't know which country you are going to. If your destination is France, Germany, Italy, Spain and other countries under the Schengen Agreement, your travel insurance must include medical insurance, and the insured amount must not be less than 30,000 euros. If the destination is Southeast Asia, the United States, Africa and other countries, it is not mandatory to buy medical insurance, which has little impact on visas and can be purchased selectively.

Secondly, there are many kinds of overseas travel insurance in the market at present, and the coverage is also quite large. Accident insurance, property insurance, health insurance, etc. There is no need to buy it separately. Here you can recommend the sunshine AXA overseas travel insurance I bought before. He has a rescue service network in more than 200 countries around the world, which can provide 24-hour telephone administrative support service with a maximum guarantee amount of 500,000 yuan. In addition, it also includes flight delay compensation, passport loss assistance and other guarantees, which are enough to deal with unexpected situations during travel ~ ~

In addition, to sum up some key points I considered when buying:

1. Does overseas medical treatment include arranging hospitalization in advance and paying medical expenses, transferring to another hospital for treatment, transporting children back to China, transporting remains or ashes back to China for burial and administrative assistance, etc.

2. Can you support the emergency rescue project 24 hours a day, so that in case of emergency or dangerous accident, call the help number on the travel insurance card and the professional rescue team will come to you. Choose insurance companies that cooperate with some of the most famous international aid companies.

3. Auxiliary guarantee. This mainly refers to whether the compensation for flight delay and passport loss assistance are included, especially the flight delay often encountered in foreign travel.

Another point is that the higher the premium, the better ~ ~ the amount of outbound travel insurance should refer to the number of days of travel and the consumption level of tourist areas. For example, in the countries mentioned in the Schengen Agreement, it is mandatory that the insurance amount should not be less than 30,000 euros, or about 240,000 yuan; For countries without mandatory requirements, if the local prices and consumption levels are high, the amount of medical insurance for overseas travel should be more than 654.38+10,000 yuan; While going to Southeast Asia or South Korea and other Asian countries, because the trip is generally short, the amount of medical insurance protection is about 65,438+10,000 yuan.

I hope I can help you ~ ~