Forged credit card information

How to distinguish between genuine and fake credit cards

There are several ways to distinguish the authenticity of a credit card: 1. Look at the back of the credit card. There is usually a customer service phone number of the credit card company behind the credit card, which the public can call. If the system prompt++is invalid, this is a fake card. 2. Look at the plastic film. The real card has a smooth surface and the card material is relatively elastic. Under the irradiation of purple light, the bank logo or the name of the card issuer will appear on the card, which is the laser anti-counterfeiting label. The surface of fake cards is rough, the color is easy to fall off, and the negatives generally have no anti-counterfeiting design. 3. Look at the printing. Real cards have bright colors, clear characters and neat stripes. Fake cards usually have vague words, uneven colors and irregular stripes on the card surface, and the overall look is very uncoordinated. 4, look at the imprint. Real cards++capital English letters are neat and orderly; The stamp number of the fake certificate is irregular or different from the size of English letters, and even some altered old ++ words can be vaguely seen.

The credit card held by the customer was stolen due to the problem of fake cards, which of the eight rights of consumers was violated?

Which of the eight rights of consumers is the right to property safety?

Financial institutions shall safeguard the property safety of financial consumers in the process of purchasing financial products and receiving financial services according to law.

Financial institutions shall operate prudently, establish strict internal control measures and scientific technical monitoring means, strictly distinguish between their own assets and customer assets, and shall not misappropriate or occupy customer funds.

How to prevent fake credit cards from being stolen? Start from three aspects

Nowadays, many credit card theft incidents are caused by criminals using stolen credit card information to make fake cards. For merchants, if the fake card is not recognized, they need to bear the loss of the cardholder being stolen. Let's teach you how to prevent fake cards from being stolen from several aspects.

1, look at the cards:

When a customer provides a credit card, it can be identified whether it is a fake card by the validity period of the card, the beginning of++and so on.

In terms of validity, the general format is "month /YY", that is, "month/year". Just look for the number with "/"on the front of the card. If the format is wrong or the validity period has passed, it must be a fake card. ++,all POS machines in China can use UnionPay cards starting with 62. If you encounter other numbers starting with 5, 3 or 4, it will be confirmed as a fake card.

2. Look at the signature column:

If the cardholder's signature is required after swiping the card, be sure to check whether the signature behind the signature column is consistent with the signature on the shopping list. If there is no signature in the signature column, or the reserved signature is unclear, altered or inconsistent with the signature of the shopping list, please be sure to call the issuing bank for confirmation. If the card transaction is false, you can apply to the issuing bank for cancellation.

3. Check the pos receipt after swiping the card.

After swiping the card, check the information on the credit card with the information on the POS receipt, mainly to see whether the issuing bank and the credit card are consistent. For example, if the issuing bank on the credit card is ICBC, but the credit card bank on the POS machine is shown as China Merchants Bank, or the credit card++does not match the++on the POS machine, there is no doubt that a fake card has been encountered.

The above is the introduction of "How to prevent counterfeit credit cards from being stolen", and I hope it will help everyone. In short, the key to prevent counterfeit credit cards from being stolen is to identify counterfeit cards at the first time, otherwise, once counterfeit cards are used for transactions, businesses will have to take the fall for criminals.

Attention! After the credit card is leaked, the three codes may be stolen by overseas online shopping.

"Account theft" and "Trojan fishing" are two known online shopping risks, accounting for the largest proportion. However, the bank recently discovered a "new bottle of old wine" type of credit card++,so "Amoy people" should pay attention!

situation

Feifei, a white-collar worker working in Guangzhou, is an out-and-out "Amoy-loving family". Taobao has not had any problems for several years. However, the credit card bill at the beginning of the year unreasonably increased by $2,087. I checked and found myself on the road of online shopping++!

After investigation, it turned out that Feifei placed an order and paid in a purchasing store during an online shopping. However, not long after placing the order, she received a phone call from the seller, claiming that the product was out of stock, and asked her to provide her credit card++,expiration date, the last three yards of the credit card and other information to return it. Feifei believed it and provided relevant information. Later, she received a short message from the bank, saying that her card had been maxed out on overseas websites. At present, Feifei is still waiting for the results of the police and the bank.

Credit card++put it online to buy a coat.

A bank credit card security expert said that online shopping++is on the rise, accounting for nearly 50% of all online++cases. Credit card++wearing an online shopping coat like this is a recent new situation. Criminals generally use fake online shop sellers to contact buyers by telephone or online instant messaging tools, and defraud cardholders of credit card information on the pretext of commodity return and system upgrade. If criminals also steal other identity information of cardholders, financial risks will multiply. This method is different from the common "Trojan horse" and "fishing" to directly defraud the buyer's money. It uses the stolen information to make fake cards and cloned cards, and then goes to overseas shopping websites for crazy consumption.

"Many cardholders think that credit cards can sit back and relax as long as they have a transaction password, but in fact, many overseas websites or physical stores do not need a password when swiping their cards." The security expert said that it is particularly noteworthy that some cardholders are confused by agents or intermediary companies and submit credit card application materials to banks through agents or intermediary companies, which is itself a risk-related behavior. "Many illegal agency companies keep the cardholder's information privately, which lays the foundation for the later theft."

What should I do if there is fraud or stolen brush?

The cardholder shall call the issuing bank immediately after receiving the bank SMS prompt or the bill shows that his card has fraudulent transactions other than his own, and cooperate with the issuing bank to provide relevant materials for follow-up investigation.

Generally speaking, there are two cases of stealing brushes. In the event of fraudulent credit card swiping, the cardholder is not required to bear the economic losses that are not caused by the cardholder's own reasons after investigation, but the specific situation depends on various responsibilities. If the credit card is stolen due to loss reporting, the cardholder shall report the loss immediately, and the financial loss before the loss reporting shall still be borne by the cardholder, and the financial loss after the loss reporting shall be borne by the bank.

For the theft of credit cards, the usual practice in the industry at present is that banks should bear at least half of the losses.

How to distinguish between genuine and fake credit cards? How to distinguish wildcards?

At present, most fake cards are realized by rewriting the magnetic stripe on invalid cards, so the method of answering 1 at ATM or POS machine is incorrect. The resolution of these machines is limited to reading the magnetic stripe data of the card. Now let me borrow the answers from other netizens about how to distinguish authenticity:

Recently, Jinjiang Institute proposed that the following four points should be paid attention to in distinguishing the authenticity of international visas:

1.Real Visa has an internationally unified security design, and both member banks and authorized manufacturers must abide by the regulations. The security design of fake credit cards commonly used in the market does not match the real card.

2. The bank identification number (that is, the first six digits of the Visa card account number) is the ID number representing the bank that issued the Visa card, and the bank name printed on the fake card usually does not match the bank identification number.

The hologram (flying pigeon) on the real visa is three-dimensional and made by two authorized manufacturers in the United States and Britain. The (flying pigeon) hologram of fake credit cards commonly used in the market is generally two-dimensional, which is inconsistent with the real card.

4. The blue, white and gold logo around 4.Visa is a kind of miniature printing, which is printed with the first four account numbers on the card, the card type and the approved manufacturer code. Most of the fake credit cards on the market have no micro-printing.

The legal provisions of credit card++are as follows:

(1) Using a forged credit card or using a credit card fraudulently obtained with a false identity certificate;

(2) Using an invalid credit card;

3. Fraudulent use of other people's credit cards;

4 malicious overdraft.

I hope it helps you.

When accepting visa international credit card, you can judge whether the card is a fake card or a fake card under any circumstances.

The++displayed on the POS machine is different from the++displayed on the actual card. If the validity period of the printed form, the cardholder's name and other contents highlighted on the card are different, it can be preliminarily judged as a fake card or a fake card.

This is the end of the introduction of fake credit cards and fake credit card information. I wonder if you found the information you need from it?