How to open and log on to the online bank of Hunan Rural Credit Cooperative Union

First, how to open and log in to the online bank of Hunan Rural Credit Cooperatives?

1. Opening: Customers bring their ID cards and bank cards to the business hall of Hunan Rural Credit Cooperatives for online banking opening procedures.

2. Login: Take Apple 12 mobile phone equipped with ios 14 system as an example. Customers enter the corporate online banking login interface of Hunan Rural Credit Cooperative-enter the corporate customer number-user code-login password-verification code-click "Login Now" to enter the corporate online banking operation interface.

If you enter the wrong password six times in a row on the same day, the system will lock the login permission and the system will automatically unfreeze it the next day; If you need to thaw on the same day, you can bring your ID card to the business outlet to reset your password.

Second, rural credit cooperatives

Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.

Third, the characteristics of rural credit cooperatives

1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.

2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members.

3. Because the business object is a cooperative member, the business process is simple and flexible.