How to delete the transfer record of mobile banking?

The transfer records of bank cards cannot be deleted, because the transfer records of bank cards will be kept for a certain period of time. Generally, bank counters will be kept for five years, and mobile banking will be kept for three to six months, depending on the settings of each mobile banking. Therefore, the transfer record of the bank card cannot be deleted automatically, and the waiting time can only be automatically overwritten by the system. If the transfer is a SMS notification, you can delete the notification SMS.

The transfer record of the bank card has two functions. First, depositors can clearly know the details of each consumption and quickly understand the whereabouts of personal funds. Second, once depositors have doubts about the transfer of funds in personal accounts, they can quickly verify the transfer records to ensure the safety of funds in depositors' accounts. Therefore, the transfer record cannot be deleted, but will be kept for a period of time, just to have evidence to keep in case of doubt.

Comparatively speaking, in the counter system of banks, the account details of depositors will be kept for a longer time, usually 3-5 years, and each bank has different deadlines. After reaching the retention time limit, it will be overwritten by the latest card handling details. After the transfer details or operation details are overwritten, the previous transfer operation records will not be queried. If you transfer money by mobile phone, the mobile phone transfer record will be kept for 3-6 months, and it will be automatically overwritten when the time comes.

Therefore, no matter what kind of transfer, no matter what way, you can't delete the transfer information of the bank card. You can only wait until the retention period expires, and the system will overwrite the transfer record. If you are worried that others will see your own transfer record, at this time, if the bank card has SMS reminder, you can only delete the notification SMS, or directly uninstall the mobile phone transfer app or directly unbind the bank card, and you can't find the transfer record. If you want to permanently delete the transfer record, you can only wait, not manually.