What are the consequences of Alipay's overdue loan?

First of all, in loans overdue, if it is because we forgot to repay the loan, we can pay it back immediately after waking up the next day, because the loan is to give the borrower a certain buffer time, that is, within three days, the loan will not be considered as malicious overdue.

Of course, if we happen to encounter a difficult period of life and don't pay back these three days, we will start to calculate the penalty interest, because at this time, we will think that you are maliciously overdue and don't forget to pay back the money. I will consider personal credit reporting.

If we are going to use the loan again, we will repay it within 9 days, because if we don't repay it within 9 days, the loan will close the function for you, that is to say, there is only the function of repaying money, but not the function of borrowing money.

Of course, if the amount is not large, Alipay can still be reopened after it is fully paid off. Of course, the overdue time should not be too long. If it is too long, it will be blacked out, and there will be SMS reminders when it is blacked out. In other words, there is no possibility of borrowing flowers in the future.

Of course, if the time limit is within three days, and you haven't received your personal credit report at this time, I suggest you go to the bank to apply for a credit card immediately, and finally go to the store to get it, because your credit report has no bad record of borrowing money at this time, so when you apply for a credit card, you should return it and spend your embarrassing period.

If you don't open a loan, you can use your own credit card to pay it back. After 2 years, your personal credit will disappear automatically.

Before the bad record disappears, we can use our own credit card to recover it, which is equivalent to an extra free loan. Of course, if it is really impossible to repay, you can call customer service and explain your reasons. The two sides will negotiate amicably and agree on a repayment date, whether to repay it in several installments or pay it off at one time.