What kind of message will I receive if my bank card is frozen?

1. What kind of message will I receive if my bank card is frozen?

If the bank card is frozen, whether you will receive SMS mainly depends on whether the cardholder has opened the SMS service of the bank. If the cardholder opens the SMS service, you will receive a SMS notification that the bank card is frozen. If SMS notification is not enabled, users will not receive SMS reminders that bank cards are frozen. Note: If you receive a message similar to "Credit card is frozen", please contact the official customer service of the bank as soon as possible or confirm at the bank counter.

Second, the reason why the bank card is frozen

1. The bank card is a credit card. If it is frozen, it may be because of abnormal transactions, such as malicious cashing, forged information and continuous password errors, which leads to the bank freezing the bank card.

For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card.

2. The bank card is a debit card. If it is freezing, one is the wrong account freezing, that is to say, the bank mistakenly gave more money to the depositor's account during the transaction, then the bank may freeze the extra part; The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

3. If the cardholder is suspected of a criminal offence or a civil dispute, according to Article 236 of the Procedures for Handling Criminal Cases by Public Security Organs, the time limit for freezing deposits, remittances and other property is six months, and the freezing will be automatically lifted at the expiration, but the public security organ may go through the freezing procedures and extend the freezing period.

4. No matter what bank card it is, if the password is entered three times in a row, the bank system will automatically lock the password of the bank card, during which the bank card cannot be used normally. This situation is similar to freezing, but it is not freezing. It will be released automatically after 24 hours.