What happened when someone remitted money to my bank card, but the balance was not found on the card?

There are two reasons for this depressing situation:

Reason 1. When the other party transfers money, the bank card number is entered, the account name is wrong, the bank or line number is wrong, the transfer is unsuccessful, and the money is returned to the other party's account.

Reason 2: The other party chose to delay the arrival of the account when transferring money, and the delay in the arrival of the account was within 24 hours. In this case, you can wait, or contact the transfer bank for consultation and ask the other party to transfer out of the bank for consultation.

There are many forms of bank card invalidation, such as card damage or degaussing, card locking, loss reporting, judicial freezing and sleep account. I don't know what kind of invalidity you are talking about.

The failure of the above different situations will have different effects on the payee. Let's share it with you in detail. The bank card is naturally damaged and will not affect the collection.

For example, if it is deformed, damaged, worn or demagnetized under the action of external force, it will not affect the collection, although it is impossible to access the transfer and inquire about the transaction at the counter or ATM. After the funds are remitted into the account, you can either change your card or transfer or pay through online banking, mobile banking or Alipay WeChat. The principle of locking the card and reporting the loss is the same.

Under normal circumstances, the card lock is due to the cardholder's exceeding the password input times on the same day, and the bank freezes the account actively, while the loss report is due to the cardholder's active freezing of the account.

These two methods of freezing accounts belong to account stop payment, that is, you can only collect money but not pay, and you can't query at the same time, but others can transfer money into it. To withdraw money, you need to unlock or unhook it. However, after the loss-reporting person reported the loss and reissued the card, the old card was invalid and the payment could not be collected.

Judicial freezing is a common legal means to deal with civil disputes, which is divided into two forms: account freezing and balance freezing. . The bank card is frozen by the account, and no matter how much money is transferred, it cannot be paid externally;

If the balance is frozen, the cardholder can use the extra funds when the balance exceeds the freezing target. However, the two kinds of freezing do not affect others to make money, but they can't pay, which belongs to the state of stopping payment.

The last situation is the "sleep account", which is also commonly known as the zombie card. Because the balance of this card is zero, there is no transaction for a certain period of time, so it is blocked by the bank, and it can neither receive any foreign currency nor pay externally, and the whole account is in a dormant state. When others make money, they will be prompted "invalid card" and can't make money, even if I can't use the card.

If you want to use or receive foreign funds yourself, you should either activate the zombie card in the bank or apply for a new card and provide others with a new card number.

Since the introduction of the new regulations on personal account management in banks, the same person can only open a first-class account in the same bank. Although the activation of the zombie card may require an annual fee and a small management fee, it may not be affected by the daily limit of the second-class card. Ok, I'll share it here today, hoping to help you!