How to resume the use of frozen credit cards after expiration?

If your credit card is frozen due to overdue and you want to resume using it, you can take the following measures:

1. Pay off overdue funds: First of all, you need to pay off overdue funds as soon as possible, including overdue principal, overdue penalty and interest. Through Alipay, online banking and other channels, try to choose full repayment to avoid generating more interest and expenses.

2. Contact the issuing bank: After paying off the overdue payment, contact the credit card issuing bank in time to inform that the arrears have been paid off. You can communicate through the credit card customer service hotline, online customer service or go to the bank counter. Provide relevant repayment vouchers, such as payment screenshots or debit card transfer vouchers, so that the issuing bank can verify and unfreeze your credit card.

3. Waiting for updated information: After contacting the issuing bank, they may ask you to provide some personal information to verify your identity and repayment. Please provide the required information patiently and wait for the card issuing bank to handle it. Usually, they will complete the verification and thawing operation within a few working days.

To sum up, to resume using the frozen credit card, you need to communicate with the issuing bank and provide relevant vouchers and materials after paying off the overdue funds. Finally, you need to wait for the issuing bank to process and unfreeze your credit card.

Extended data:

In some cases, if you are overdue for a long time or owe a lot, it may take more operation and time to unfreeze your credit card. In addition, different banks and card issuers may have different thawing procedures and requirements, so it is best to communicate directly with your card issuer to understand the specific thawing process and precautions.

In addition, it is suggested that you must abide by the relevant repayment regulations when using credit cards, and repay on time to avoid overdue. If you can't repay on time under special circumstances, it is recommended to contact the issuing bank in advance and explain the situation, and try to negotiate with the bank to make a suitable repayment plan to avoid adversely affecting your credit history.

I hope the above information is helpful to you. I wish you a smooth thawing and normal use of your credit card. If in doubt, please contact the issuing bank in time.