Revealing the scam of online lending platform

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Unsecured low-interest loans

"Congratulations on getting XX quota"

Have you ever had a heart attack?

The National Anti-Fraud Center reminded that there are currently the largest number of online loan fraud cases.

Someone in Shenzhen has been "recruited"

Let's take a look.

Unknown SMS with link

The man was cheated of 8000 yuan by clicking download.

201917 Mr. Mao (a pseudonym) who lives in Baoan, Shenzhen, received a short message saying that he could get a loan with a monthly interest of 10000 yuan with 68 yuan.

The gentle tone of the customer service lady let Mr. Mao relax his vigilance. Without receiving the money, she transferred 8000 yuan and didn't receive the debit note at night. When she sent a message to the customer service again, she found that it had been deleted.

Only then did Mr. Mao realize that he had been cheated. On 20 19, 10, 18, he went to the police station to call the police.

Is Teacher Mao the only "fat sheep" to be slaughtered?

Cut off the gray-black industrial chain

The police conducted an investigation and found that there were more than one similar case. More than a dozen cases in Shenzhen were committed by the same professional criminal gang.

After many efforts, clues to build fake websites gradually gathered in Longyan City, Fujian Province, and a man named Chen Mou Bin was locked.

On the evening of February 20, 2009, the police arrested the suspect Chen Mou Bin, and obtained 360,000 yuan of computers, USB flash drives, key electronic evidence and stolen money from his crime dens.

Subsequently, Shenzhen police arrested the suspects Xiang, Jiang and Zhu in Hubei, Anhui and Hunan respectively. At this point, this gray-black industrial chain gang that provided technical support for online loan fraud was wiped out.

Involving more than 2,000 fraud cases.

Through the electronic evidence of the gang's crimes, more than 2,000 loan fraud cases involving many provinces across the country were verified.

In recent years, peer-to-peer lending has become more and more common.

However, online lending platforms are mixed.

If you are not careful, you may be cheated.

In addition, the routines of these scammers are the same.

You need to know

Routine 1: Repay first and then repay the loan.

These criminals will first gain the trust of the victims and then charge the borrowers for various reasons. Borrowers ask about the loan, they will shirk it for various reasons, and then run away.

Routine 2: Try to set information.

Those attractive loan advertisements, such as "zero door frame" loan, "ID card loan only" and "micro-loan rebate", often aim at stealing the personal information of the victims.

Routine 3: Make use of college students' entrepreneurial loan policy to make profits.

This kind of criminals are aimed at college students who lack social experience, and often take the form of usury to defraud students' money.

Routine 4: False statements of various identities and cancellation of loan accounts.

The key to fraud prevention is to rely on yourself.

Only when we see through it with our eyes.

Let the liar be helpless.

Related Q&A: How much is the source code of online loan system? It depends on what language you want. Net and java have different prices. And according to your needs. The price of leaves is different for different needs. The net language of Xiaoniu.com.