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Can Shang Qi Bank use Jinda payment card to open online banking?
Jinda Debit Card is a multifunctional financial payment tool issued by Bank of Shang Qi, which has the functions of cash deposit and withdrawal, transfer settlement and consumption, and overdraft is not allowed. Use Jindaka in People's Republic of China (PRC) and other designated countries and regions.
Product characteristics
One-card multi-account: deposit account, current account and other savings accounts are set in one card;
USD/USD: You can deposit and withdraw money at any branch of Bank of Shang Qi;
Merchant consumption: using Jinda debit card, you can pay by swiping the card on the POS machine of special merchants with the logo of "UnionPay" at home and abroad, and the consumption money is directly deducted from the current account;
Agreed transfer: demand deposits are automatically transferred to fixed term. You can freely choose the lower limit of current account balance in Jindaka, and then choose the base of current account. When the balance of the current account exceeds the lower limit, it will be transferred to the fixed account according to the integer multiple of the agreed base to improve the capital income;
Bookkeeping SMS: After the counter application is opened, when the funds in the card account change, the bookkeeping SMS will remind the change information and balance in time, and the changes of funds are under control at any time and place;
Withholding by enterprises and institutions: All enterprises and institutions can entrust Shang Qi Bank to pay wages or remit various fees, and regularly withhold electricity and telephone charges through Jindaka;
ATM deposit and withdrawal: Cardholders can withdraw money and check account balance at all ATMs with "UnionPay" logo at home and abroad, and cardholders can handle cash deposit and withdrawal business at Shang Qi Bank ATM;
Counter deposit and withdrawal: Holding Jindaka, you can handle cash deposit and withdrawal and balance inquiry business not only in 75 branches of Shang Qi Bank, but also in more than 600 business outlets of 23 banks in the province;
Payment on behalf of the cardholder: the cardholder can handle payment services such as Unicom, mobile, telecommunications and electricity charges on the self-service equipment of Shang Qi Bank;
Online payment: After signing a contract with Alipay account through Shang Qi Bank outlets, you can shop and spend on the website supported by Alipay;
Tariff advantages: free of annual fee, collection and payment service fee, "counter connection" fee, temporary exemption from online banking UK fee and certificate fee.
Access requirements
Jinda Debit Card accounts are opened in accordance with the relevant requirements of real-name registration system and the Measures for the Administration of RMB Bank Settlement Accounts. Individual customers can apply for Jinda debit card with their valid identity documents.
Treatment process
Card opening: customers can open Jindakaka at branches of Bank of Shang Qi with their valid identity documents;
Password modification: Password modification can be made through the counter of Shang Qi Bank, ATM and telephone banking; If you forget your password, you can go to any branch of Bank of Shang Qi to reset or report the loss of your password and regenerate a new one.
Loss reporting: if the cardholder loses his card, he can report it orally through telephone banking 96588, and then report it to the original bank with his valid ID card;
Card replacement: When Jindaka needs to be replaced due to damage, deformation and other reasons, the cardholder will go to any branch of Bank of Shang Qi to replace the card with Jindaka and his valid ID card;
Magnetization: During use, if the magnetic stripe of the card cannot be read after degaussing, the cardholder can go through the formalities of magnetizing at any business outlet of Bank of Shang Qi with the card, password and valid ID. launch
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