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What should I do if I receive a letter from Bai Hua's lawyer?

Legal analysis: you can only repay immediately or wait for the court's notice to respond.

Legal basis: Article 123 of the Civil Procedure Law of People's Republic of China (PRC): The people's court shall protect the litigation rights of the parties according to law. A lawsuit that conforms to Article 119 of this Law must be accepted. Those who meet the conditions for prosecution shall file a case within seven days and notify the parties concerned; If it does not meet the conditions for prosecution, it shall make a ruling within seven days and refuse to accept it; If the plaintiff refuses to accept the ruling, he can appeal.