How does CCB increase the transfer amount of mobile banking?

There are three ways to increase the transfer limit of China Construction Bank's mobile banking, and there are three corresponding solutions:

1. If it is the first time to bind the mobile banking client or change the binding device (the original device has been unbound), then a single transfer transaction with a daily accumulated amount of more than 5,000 yuan cannot be processed within 15 minutes, and the transaction can only be carried out after 15 minutes.

2. If it is the first time to bind mobile banking, the single and daily transfer limit is 5,000 yuan: after signing mobile banking, the first binding exceeds 1 month, and the transaction limit is reduced to 5,000 yuan.

Then you can re-sign a mobile banking contract at the outlet to lift the limit control. NetShield customers can also confirm the binding and release the limit control through the menu of "My Account-Mobile Banking Management-Device Binding and Unbinding" in personal online banking.

Third, there is another situation: mobile banking binds two mobile phone devices at the same time, and the new mobile phone is semi-bound, and the cumulative limit of bill transfer/day is also 5000 yuan. At this time, you can unbind the old mobile phone with an interval of 15 minutes, or improve the authentication level of mobile banking so that it is not subject to this restriction. The specific operation mode is as follows:

Operating environment:

Brand model: Xiaomi 12Pro

System version: Android11miui13.

Application version: v5.7.0

1. Log in to China Mobile Construction Bank with your old mobile phone, and select "Confirm Change" at the bottom of the pop-up page to unbind the old mobile phone (if the old mobile phone has been enabled with the function of "face-brushing and upgrading authentication", you can click "face-brushing and upgrading credit line immediately" on the pop-up page or use the sidebar "Security Center-authorization management-binding equipment-upgrading authentication level-face-upgrading credit line" in the upper left corner).

2. Users can set the newly bound mobile phone as the main binding through the personal online banking "My Account-Mobile Banking Management-Device Binding and Unbinding" menu.

3. With my valid ID card, sign a mobile banking savings account at any CCB outlet in China.

What should China Construction Bank do if it changes its mobile phone?

Operating environment:

Brand model: Xiaomi 12Pro

System version: Android11miui13.

Application version: v5.7.0

1. Adjust the transfer limit of mobile banking.

You can modify the transfer limit directly in mobile banking, or you can bring your ID card to the outlet of China Construction Bank to modify the transfer limit of mobile banking.

1. Users can rebind the new mobile phone as a trusted device of China Construction Bank's mobile banking, and find the "transfer settings" through the transfer on the home page;

2. Then click "Transfer Limit Settings" to enter the page, and adjust the single transfer limit and daily cumulative limit according to your own needs.

It should be noted that the adjustment of the transfer limit of mobile banking must be within the maximum limit set by the bank. If the limit set by the bank is exceeded, the adjustment cannot be successful.

Second, change the transfer mode.

When the mobile banking transfer is limited, users can choose to use the online banking transfer of China Construction Bank, or go to the bank outlets to handle the transfer business, not necessarily through the mobile banking transfer.