Is there a handling fee for inter-bank transfer of mobile online banking?

At present, all major banks use mobile banking to transfer money for free, regardless of differences between banks and different places, and accounts are received in real time. Major banks have always encouraged users to transfer money through mobile banking, but there are limits on the amount of money transferred through mobile banking, and the limits stipulated by banks are different.

Mobile banking transfers money across banks, and most banks don't need to charge. The banks that charge for inter-bank transfer of mobile banking include: Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Agricultural Bank, China Merchants Bank and Bank of Communications. It should be noted that some banks have quota restrictions on fee-free transfer. For example, Bank of Communications uses mobile banking for inter-bank transfer. If it exceeds 50,000 yuan, a handling fee of 0.24% of the transfer amount will be charged, and each handling fee will be capped in 40 yuan.

There is no charge for using mobile banking to transfer money, whether it is cross-bank or off-site, the transfer will arrive in real time. The daily transfer limit is 654.38 million yuan. If you need to transfer more than 6,543,800 yuan, you need to bring your ID card and bank card to the bank to handle the transfer limit.

Domestic transfer and remittance of ICBC mobile banking are free and arrive in real time. The maximum single transfer of electronic cipher is 200,000 yuan, and the daily cumulative transfer limit is 6,543,800 yuan; A single transfer through U Shield cannot exceed 6.5438+0 million yuan, and the daily cumulative transfer limit is 5 million yuan.

After 2065438+February 25th, 2006, China Construction Bank's mobile banking will no longer charge renewal fees, and it will be paid in real time. The cumulative transfer limit for a single day is 50,000 yuan. If you change the mobile phone equipment, you can only transfer 5000 yuan for a single transaction, and now you need to cancel the original equipment.

Agricultural Bank of China's pocket bank does not charge fees for inter-bank transfer and off-site transfer, and it arrives in real time. However, there is a mobile phone to pay the transfer bill up to 50 thousand, and the daily limit is also 50 thousand; Accumulate 500,000 yuan per transfer day by using K-form.

There is no handling fee for cross-bank RMB transfer by Bank of Communications and mobile banking, and the account is received in real time. The daily limit of using SMS dynamic password transfer is 50,000 yuan; The daily limit for transferring money through intelligent network shield and dynamic token is 100 yuan.

However, there will be restrictions on the amount of transfer. The daily limit of mobile banking transfer for the above five major banks is 50,000 yuan. If you need to lift this restriction, you can bring your bank card and ID card to the counter.