Is it okay to sue for owing money and have a chat record?

Sue for owing money. No, there is a chat record. Details are as follows:

1. Creditors can bring their ID cards, complaints, etc. If their claim for arrears is fruitless, they can bring a civil lawsuit to the court. Even if you can only sue WeChat chat records, you can sue as long as you meet the conditions for prosecution, and you don't need evidence;

2. However, in the trial stage after the prosecution, if there is not enough evidence to prove the existence of the loan relationship, it will lose the case.

The process of prosecution:

1. Investigation and evidence collection: The parties shall investigate and collect evidence related to the case, including documentary evidence, physical evidence and witness testimony;

2. Drafting a complaint: The parties shall draft a complaint in accordance with the law, stating their claims, litigation facts and reasons. , and attach relevant evidence;

3. Submit a complaint: the parties shall submit a complaint to the people's court where the defendant has his domicile or where the incident occurred, and pay the litigation fees at the same time. The court shall issue a notice of acceptance to the prosecutor within five days from the date of receiving the complaint;

4. Defendant's defense: After receiving the complaint, the defendant shall make a defense within the statutory time limit, explain his opinions and opinions, and attach relevant evidence;

5. Trial: After the pre-trial preparation is completed, the court will arrange a trial. During the trial, the parties may debate, and the court may ask the parties or witnesses and consult the evidence.

6. Trial ruling: After trial, the court makes a judgment or ruling based on investigation and evidence collection, statements of the parties and existing evidence. Once a judgment or ruling is announced, it will take legal effect.

The conditions for prosecution are as follows:

1. The plaintiff is a citizen, legal person and other organization that has a direct interest in this case;

2. There is a clear defendant;

3, there are specific claims and facts and reasons;

4. It belongs to the scope and jurisdiction of the people's court to accept civil litigation.

To sum up, prosecution is a legal act, which needs the parties to carry out according to law. Before the prosecution, the parties need to carefully understand the relevant laws, regulations and litigation procedures, prepare evidence and factual basis in advance, and ensure that their claims comply with the law.

Legal basis:

Article 22 of the Civil Procedure Law of People's Republic of China (PRC)

A civil action brought against a citizen shall be under the jurisdiction of the people's court of the defendant's domicile; If the defendant's domicile is inconsistent with his habitual residence, it shall be under the jurisdiction of the people's court of habitual residence.

A civil lawsuit brought against a legal person or other organization shall be under the jurisdiction of the people's court where the defendant is domiciled.

If the domicile and habitual residence of several defendants in the same lawsuit are under the jurisdiction of two or more people's courts, they shall be under the jurisdiction of each people's court.