How long will Hengyi loans overdue last? How long will Hengyi loans overdue last?

A day or two in Hengyi loans overdue may affect personal credit information. If loans overdue lasts more than 30 days, users will receive a phone call from the website. Online credit in loans overdue is a very serious matter. According to the management measures of credit reporting agencies on online loans and financial loans, the retention time of personal bad records is 5 years from the date when various bad behaviors or things of users stop. Bad records will not be covered for more than 5 years after the principal and interest are settled and the contract penalty is paid. After the personal credit information is covered, other banks will not be able to view the information content of the borrower's overdue loan. The above is about how long Hengyi loans overdue has been.

What should I do after the online loan is overdue?

1. Loan is overdue immediately: For the loan that is about to expire and will definitely be overdue, the applicant must contact the next service platform to discuss whether the repayment can be overdue, knowing that he is unable to repay the loan and the loan will lead to loans overdue. When negotiating repayment with the loan service platform, the applicant shall provide effective loans overdue reasons and repayment agreement;

2. loans overdue: For loans that have been made in loans overdue, users must settle them as soon as possible after loans overdue, because the interest of many online loans is relatively high, and overdue fees are likely to occur once loans overdue. Moreover, some online loan products were collected at the meeting, and loans overdue affected personal credit. If there is violent collection on the service platform, the applicant can directly collect evidence, and then conduct consumer rights protection and report it.

This article mainly talks about how long Hengyi has been in loans overdue and related knowledge points. The content is for reference only.