Does the post like to look at liabilities and inquiries in stages?

There is no clear inquiry and debt ban, and the conditions are relaxed. Specifically, comprehensive examination and approval is the main method. Those with high debts can also be approved, but the probability of overdue batches is not high.

1. After-sale installment cards have credit requirements. There are no additional requirements for the applicant's credit information when applying for the postal exclusive installment card. Yuexiang installment payment is a special installment payment business launched by Postal Savings Bank, which can be handled with credit card customers of Postal Savings Bank. Customers apply to the Postal Savings Bank for an installment credit card (hereinafter referred to as "installment credit card"), and after approval, the bank will give them a special installment amount. Customers who apply to transfer the installment amount to Yuexiang installment card can swipe their cards at the merchant type designated by the bank. Repayment by installments can solve your financial pressure and meet your large consumption needs such as car purchase, home improvement, education, tourism and wedding. As long as it meets the credit requirements of postal credit card application, there is no serious overdue record and personal debt is not high.

2. The Postal Savings Bank, which enjoys installment credit products, provides customers with a good credit record, stable professional income and normal consumption behavior. The installment limit is 10000 to 500000. The quota is one-off and cannot be restored; Minimum staging 12 years, and maximum 60 years; The handling fee is 0.5% per month. Yuexiang installment payment requires Yuexiang Postal Savings Bank installment credit card, which only supports merchants' designated bank consumption and cannot be used for personal investment and wealth management (including but not limited to stocks and futures). ), liquidity turnover, real estate, etc.

2. Handling the installment card mainly requires the applicant's unit provident fund and personal provident fund. At the same time, priority is given to users with housing loans of more than 300,000 yuan. A certain credit line can be obtained by opening the postal monthly supply function card. You can choose the installment limit and determine the installment amount during this period. Then you can pay the installment amount of the deposit account by credit card and use the corresponding amount. After using the installment card, you can apply for the installment quota through self-service channels or customer service hotline.

: The borrower determines the installment number and installment amount, and then remits the previously set installment amount to the user's credit line account in the form of overpayment. If installment principal and installment fee are used, they shall be amortized on the invoice date.

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