Can I receive a pre-credit message without checking the application?

If users have business dealings with a bank, then personal information is recorded on the platform, and the bank will naturally conduct SMS marketing for users in order to develop their business.

If there is no confirmation, you can call customer service or log in to the mobile banking APP to see if there is any official notice.

In addition, many loan companies will also attract customers to apply in this way, which does not necessarily mean that it is a bank.

Users are advised to pay attention to two points when receiving similar short messages:

First of all, don't click on the link at will. It is best to verify whether the information is true through official channels.

Second, the pre-credit line is not a real approval line, but a preliminary evaluation of the platform or an eye-catching means. Whether it can finally pass the examination and approval, the amount of examination and approval is uncertain, depending on the user's comprehensive credit situation.