Security of Baidu wallet

Baidu wallet has industry-leading payment technology to protect users' information, payment and account security;

1)HCE-NFC cloud payment

Baidu wallet became the first third-party payment institution to adopt HCE cloud technology. Support HCE cloud aggregation payment technology, NFC mobile phone second change bank card.

2) Automatic authorization silent verification

Put an end to the risk of verification SMS leakage, greatly improve the rate of receipt, and accelerate payment verification more accurately.

3) voiceprint payment

The industry-leading biometric payment technology turns voice into a signal payment password, and your voiceprint is unique.

At the same time, provide users with all-round payment security, so that users can pay with peace of mind:

1) Double passwords and dynamic authentication protect the safety of users' funds: users need a login password when logging in and a separate payment password when paying. At the same time, Baidu wallet distinguishes the mobile phone dynamic verification code according to the user's transaction risk judgment, and adds a layer of protection on the basis of double passwords;

2) User information security: Baidu Wallet has passed the compliance assessment of PCI DSS, and fully meets the data security standards of payment card industry in terms of security management, strategy, process, network architecture and software design. , fully guarantee the security of user information;

3) User real-name authentication: users register account information, and effectively verify the basic information of user identity through the database of government departments and the account information system of commercial banks to prevent the opening of false payment accounts;

4) Merchant identity authentication: Baidu Wallet has perfect procedures and standards for merchant qualification examination, and strictly examines the business qualification documents of merchants. Verify the qualification information of merchants through legal and safe official channels to ensure the effective verification of the identity of merchants;

5) Risk transaction identification: Baidu Wallet built its own risk control system to identify all-round risk transactions such as fraud and money laundering, and realize manual monitoring for 7*24 hours.