What will happen if Gome Easy Card doesn't repay?

Affecting personal credit information, Gome Easy Card is a pure credit loan, and it is a meeting for credit information. If Gome Easy Card fails to repay after the final repayment date, it will be considered overdue. After the expiration, Gome Easy Card will upload the overdue records to the central bank for credit investigation, which will affect personal credit investigation. Once Gome's electronic card is not returned, it will be recycled by Gome staff by telephone or SMS. The collection period will seriously affect the living conditions of borrowers.

Increase personal debt Gome Easy Card collects late fees according to the number of overdue days. The longer the overdue days, the higher the overdue fee, which will increase the burden on the borrower and increase the borrower's debt.

1, the consequences of not repaying Gome Easy Card funds are very serious. If the funds of Gome Easy Card are not returned for a long time, it is likely to be sued by Gome Easy Card and even forced to repay by the court. Here, I hope that the borrower will not maliciously refuse to repay. If the individual is unable to repay, he can negotiate with Gome Electronic Card for repayment. Although Gome Electronic Card is an online loan platform, its risk control measures should not be underestimated. Failure to repay Gome's electronic card will bring serious consequences to everyone, and most people regret it.

Next, let's take a closer look at the consequences of borrowing from Gome Easy Card. Gome Easy Card is a loan platform with a clear credit rating at the press conference. Therefore, the behavior of not repaying the loan will definitely cause a serious stain on everyone's personal credit. In the future, it will be difficult for you to apply for loans, credit cards, etc. Gome Easy Card may also report the borrower's bad record to the online lending platform, thus making the debtor a cyber hacker and being banned by the entire online lending community. For those who don't repay the loan, they can't get rid of the collection for a long time, and their normal life will be disrupted. When necessary, Gome will take the debtor to court through judicial procedures, making him an "old man" who is scolded and beaten by everyone.

3. Affect credit reporting. When the user is overdue, Gome Easy Card uploads the overdue record of the user to the personal credit information system of the People's Bank of China. With the increase of overdue time, the greater the impact on user credit. Generate a penalty interest. From the date when the user expires, Gome Easy Card begins to calculate the penalty interest. With the increase of overdue time, the penalty interest will also increase. Collect. Gome e-Card mainly adopts two ways: SMS payment and telephone payment, and users will continue to receive telephone payment and SMS payment from Gome e-Card. If this continues, it will affect the mood of users. Be sued. If the user is overdue for a long time, the overdue amount is large, and there is no willingness to repay, Gome Easy Card can sue the user and allow the user to pay the arrears. If the user is sued, the user will be bound by the court's "consumption restriction order" after losing the case. After receiving the "consumption restriction order", users are not allowed to carry out high consumption and consumption behaviors unrelated to life and work, which will affect users' food, clothing, housing and transportation.