What should I do if I am restricted to pay a large sum of money?

Flower buds can't be eaten in large quantities, which can be solved by the following methods.

1, insufficient available lines.

When spending a lot of money, the available amount must be sufficient. If the available amount is less than the payment amount, there will be a prompt of payment failure.

When users pay with flower buds, the available amount must be greater than or equal to the order amount, whether it is full payment or installment payment.

When the available amount of flower buds is insufficient, some orders support combined payment. Please refer to the page display for details.

Users can pay off part of the arrears in advance, so as to quickly restore some of the available amount of flowers.

You can also try to get a temporary quota on the flower garden page. Temporary quotas are provided by the system to users, and active applications are not supported for the time being.

If there is no temporary quota on the page, the user is not invited.

2. The order is risky.

After the user submits the order, the system will conduct a comprehensive review of the transaction scenario and order.

If the order is risky, the system will restrict users from using the flower buds.

There are many kinds of restrictions, such as restricting users from using flower buds for large consumption and refusing users to use flower buds.

The user can try to resubmit the order, and if the resubmission system does not limit the number of flowers, the user can make a large payment.

If the order is re-submitted, the system still restricts users from making large payments with flower buds, and users can only try to change other payment methods to complete the payment.

When the system determines that the order is risky, please don't submit the order frequently, otherwise it will be considered as suspicious by the system.

The garden should have been opened long ago.

The user paid off the overdue debt of the flower bud, and the system reevaluated the flower bud, so the user can continue to use the flower bud.

However, because the user is overdue, the system has a certain assessment period for the user. During the evaluation period, the system will restrict users from using flower buds to make large payments. Therefore, when the status and available amount of the flower garden account are sufficient, there will also be cases where large payments cannot be made.

Users need to continue to accumulate good loan repayment records in Bai Hua and good consumption records at the same time.

4. Illegal use of flowers.

The amount of flower buds can only be used for consumption, not cash withdrawal or credit card.

If the system detects that the user uses the flower buds illegally, then the user will be restricted from using the flower buds.

Users need to stop violating the rules immediately, continue to accumulate good credit records, and wait patiently for the system to re-evaluate.

Whether or not the flower buds can be used and how much they can be used are subject to the results of the system audit, and manual intervention is impossible.

5. The account is risky.

Users often modify the mobile phone number bound to Alipay account, or often change equipment to log in or log in from different places, which will trigger the risk control of the system.

The above behavior of the user will make the system think that the user's Alipay account has certain risks. In order to avoid the loss of funds in the account, the loan function of the account will be restricted or the loan service will be suspended.

Users can cancel the abnormal status of Alipay account by themselves according to the page prompts.

Or users can call Alipay customer service hotline, and let manual customer service guide to solve related problems.

6. Reduce the available quota.

Users can set their own quotas for flower beds. When users reduce the available quota, the available quota will be limited.

After the available quota of flower beds is increased, users can pay a large amount, but be careful not to overspend, so as not to cause the flower beds to be overdue.

7. The merchant account is abnormal.

When the user pays the merchant with the flower bud, the merchant's Alipay account is in an abnormal state, and the system will also restrict the user from paying with the flower bud.

The abnormal merchant account cannot be solved by the user, and the user can only change other payment methods to complete the payment.

Flower buds can't be consumed in large quantities, and users can solve it through the above methods.

Generally speaking, the flower garden account is in a normal state, and the available amount is sufficient, which can usually be used for large-scale consumption.

When the transaction order is limited and the merchant's account is risky, the large payment of the flower garden can not be carried out regardless of the user.

If you are not clear about your online loan big data, you can check your online loan big data information in Xiaoqi Credit Information. The database cooperates with more than 2,000 online lending platforms, and the queried data is very accurate.

Extended data:

Excuse me, if I repay the first installment, will it increase the quota?

The loan is repaid in installments. If the system only re-evaluates the user's loan account, and the user just meets the conditions for loan withdrawal, the loan amount will be increased after the evaluation.

However, if the system does not re-evaluate the loan account, or if the system is evaluating but the user does not meet the loan withdrawal conditions, then the loan will not be withdrawn.

Therefore, if the loan is repaid in installments, even if it is found that the loan amount has increased, it has nothing to do with the repayment behavior of the user. Whether the loan amount can be increased is determined by the system evaluation.