If my bank card doesn't handle SMS business, will I not receive the verification code when I buy things online?

First, the bank's SMS reminder function, the bank's SMS notification service, is actually that when the customer's bank card funds change, regardless of the inflow and outflow of funds, the bank will notify the customer in the form of SMS notification at the first time. The purpose of users' SMS notification is actually to receive the notification of changes in account funds in time.

Second, most people's monthly wages are now directly credited to bank cards, and operations such as credit card consumption and mobile phone transfer are also common. The short message notification function of the bank can inform the user of the entry and exit of each bank fund and the balance of the bank card in time.

3. In addition, if the bank card is lost or stolen, or other funds not operated by the customer flow out, the customer can know the situation at the first time and take some measures in time to actively respond. From this perspective, the opening of SMS notification can not only keep abreast of the changes in the funds of your bank card, but also prevent the bank card from being stolen, which can be described as killing two birds with one stone. Fourth, the funds are safe. After the SMS notification service is launched, users can receive SMS notification in time when the account amount changes. On the other hand, if the reminder is not turned on, the user will not know immediately if the bank card is stolen. Therefore, it has certain benefits for the safety management of personal assets after opening.

Fourth, it is good for individuals and banks to achieve * * * win and open SMS notification function. From the bank's point of view, banks can get a certain profit from SMS. So many customers provide this fee, and the bank's annual SMS fee income is not low. Even after deducting the short message fee paid to Netcom, banks generally make money.

From our personal point of view, we can not only know the changes of assets in real time, but also ensure our own information security. In fact, transferring money through SMS verification code is also a kind of security guarantee for fund accounts. Therefore, this business can achieve a win-win situation for bank customers.

Sixth, personal information security Some people think that turning on the SMS notification function will cause the disclosure of personal information. Actually, this is a misunderstanding of many people. The bank has a clear rule that it is forbidden to disclose customer information, so we don't have to worry about receiving sales calls or harassing calls every day, and personal information will be leaked like this. In fact, the bank SMS notification function protects our personal information more safely.

Seven, the biggest disadvantage of bank SMS notification service may be the charging problem. Generally speaking, expenses are deducted monthly or quarterly. Many people use it less than a few times a month, but they still have to pay for text messages. Some people think that the deposit interest in their bank accounts is not as much as that in SMS, which may also be a problem that banks need to pay attention to.