Is it true that the US delegation was detained for overdue 10,000 yuan and said that it would visit at home?

Hello, because you are overdue, it is normal for the other party to pursue it.

Personal online loans are overdue and will definitely be collected by the platform. Therefore, we must pay attention to the problem of overdue, which will have corresponding negative effects:

1. is called. After the online loan is overdue, the platform will definitely collect customers. At first, it may just be a phone call or text message collection for you. If I don't answer the phone or the collection fails, the platform will explode your address book. If you refuse to repay for a long time, you may entrust a third-party collection company to collect at home.

2. Produce liquidated damages and high penalty interest. When your online loan is overdue, it means that you have breached the contract. If you default, you will be charged liquidated damages and high interest by the platform, which is undoubtedly the pressure to increase your debt.

3. Affect personal credit. Overdue will definitely affect your credit. Online loans will now be linked to big data reports, and personal online loans can be found in data reports. You can call up the personal credit report in the chalk technology of WeChat to detect and evaluate the personal risk value.

4. Will be prosecuted by the court. If the overdue time is long, the amount is large, and the collection is fruitless, you can bring a lawsuit to the court. If the prosecution is established, it will freeze the sale of assets to repay debts. If it refuses to repay, it may become a faithless person and be restricted from high consumption and travel. If the circumstances are serious, they may bear criminal responsibility.

What should I do if I encounter a door-to-door collection?

1. The door-to-door collection is entrusted to a third-party company, including all kinds of people. After the door-to-door collection, try not to have direct conflict with the collection personnel, and try to negotiate repayment with them.

It is suggested to use recording equipment when being called to collect money. People in this field are very experienced. They won't insult you, but they will irritate you. Don't get angry at this time. Once you start first, you will lose. You can use a tape recorder to record some sound data.

3. When collecting money at home, don't give the money to the collection staff and repay it directly on the online loan platform. Many collectors may put the repayment in their pockets when they receive it, so don't give it to them directly to avoid unnecessary trouble.