I applied for the credit card of Shanghai Pudong Development Bank, and 15 working days have passed, and I haven't received any SMS or telephone notification. Is this a refusal?

You should know that after you submit the credit card application materials to Shanghai Pudong Development Bank, the bank needs to receive the application materials and forward them to the relevant audit department, which will enter the audit procedure and start the formal audit. The above process often takes about 5-7 days; The time for formal review often takes about 10- 15 days. Then it's normal that you didn't receive SMS or phone notification after 15 working days. You need to wait patiently for the relevant departments of Shanghai Pudong Development Bank to review your application materials.

If there is still no reply after 20 -25 days, you can call Shanghai Pudong Development Bank Credit Card Customer Service at 4008208788 for details.