China Insurance Quick Claim Form Template

Unilateral vehicle scraping accidents can enter the fast claims procedure.

Different insurance companies will have different claims procedures, but the claims process is basically the same.

First, protect the scene of the accident, rescue the wounded and report the case quickly. The auto insurance clause usually stipulates that the accident should be reported to the insurance company within 48 hours, otherwise the insurance company has the right to refuse compensation. If someone else is entrusted to report the case, the informant shall also carry his ID card and the power of attorney issued by the insured;

Second, fixed damage repair;

Third, submit claims documents and receive insurance claims.

What is the specific operation:

1, notify the danger in time.

When an insured accident occurs, the insured shall promptly take reasonable and necessary rescue and protection measures to prevent or reduce losses, and report to the police within 48 hours after the insured accident occurs. Avoid losses that cannot be determined or expanded due to losses.

2. Assist in the investigation. After the insured accident, the insured shall actively assist the insurer to conduct on-site survey.

3, in conjunction with the inspection, determine the loss.

Property damaged by the insured accident should be repaired as much as possible. Before the repair, it should be checked together with the insurer and the repair items, methods and expenses should be determined through consultation. Otherwise, the insurer has the right to re-approve or refuse compensation.

4. Provide relevant certificates and materials.

When making a claim, the insured shall provide the insurance policy, loss list, relevant expense documents, the driving license of the insured vehicle and the driver's license at the time of the accident, and provide the accident certificate and relevant legal documents (ruling, ruling, mediation, judgment, etc.). ) and other certificates issued by public security traffic management departments or courts and other institutions.

5. In case of arbitration or litigation related to insurance compensation, the insured shall promptly notify the insurer in writing.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.