What do short message banking, mobile banking and telephone banking of China Construction Bank mean?

SMS banking, also called SMS service, is mainly used to inform current accounts immediately. In addition, the bank can handle a setting, that is, you can remit money to the designated account through the bound mobile phone, and you can send a text message to 95533 when you want to transfer money.

Mobile banking is to log in to CCB's mobile banking website through mobile phones. There are two types: simplified version and advanced version. The former can only query and do some simple payment services, while the advanced version opens all functions, such as transfer, payment, fund, gold and so on.

Telephone banking, mainly can call to audit accounts or do simple payment services. You can also set up a designated account in the bank like SMS, and you can make a simple transfer transaction by phone.

There are three kinds of SMS charging services, but each region is different. You should ask the local people. Here in Xiamen, every mobile phone in 2 yuan is charged monthly.